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34.6 km from CBD
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True annual cost of living in Cungulla, QLD 4816

Living in a house in Cungulla costs about $14,877 a year: council rates, water and sewerage, commute and home insurance combined. Cungulla sits 34.6 kilometres from Brisbane CBD. Unit costs come in at $12,377, as lower council rates more than offset the $1,600 body corporate levy. At 34.6km, the commute dominates running costs. Drivers pay $6,443 more per year than public transport users.

Last updated July 2026 · Townsville City Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 12% more to run than the Townsville City Council average, cheaper than only 14% of suburbs in the region.
The commute is the biggest expense at $6,635, roughly 45% of the annual total.
Switching from driving to public transport saves $6,443 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$14,877
Driving · per year
$1,240/month
Lower cost
Unit annual cost
$12,377
Incl. body corporate
$1,031/month
House vs unit difference
−$2,500
Unit is cheaper per year
Annual cost breakdown
Council rates
Townsville City Council 2026-27 · minimum rate
$1,343
Water & sewerage
Townsville City Council Water & Sewerage 2026-27
$2,099
Driving commute
ATO 88c/km · 34.6km from CBD · 192 days
$6,635
Home insurance
Estimated · flood Low · fire Low
$4,800
Total annual running cost
$14,877
($1,240/month)
↑ 12% above Townsville City Council average
SuburbCost affordability score ●●○○○ 4.5/10 Poor
Cheaper to run than 14% of Townsville City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,218/yr
5,933 kWh
Unit
$1,773/yr
4,450 kWh
Estimated from AER residential benchmarks for Cungulla's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Cungulla with another suburb
Is it cheaper to drive or take public transport from Cungulla to the CBD?
Public transport saves Cungulla residents $6,443 per year. Annual commute cost by car is $6,635 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Cungulla?
Cungulla falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Cungulla?
Running a unit in Cungulla costs approximately $12,377 per year by car or $5,934 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $1,600, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.