True annual cost of living in Deception Bay, QLD 4508
Living in a house in Deception Bay costs about $12,305 a year: council rates, water and sewerage, commute and home insurance combined. Deception Bay sits 31.9 kilometres from Brisbane CBD. Unit costs reach $13,335, with the $2,500 body corporate levy accounting for the entire difference between the two. At 31.9km, the commute dominates running costs. Drivers pay $6,510 more per year than public transport users.
About $237 a week to run a house here, including estimates
Unit annual cost
$13,335
Incl. body corporate
$1,111/month
About $256 a week to run a unit here, including estimates
House vs unit difference
+$1,030
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Moreton Bay Regional Council
$1,309
Water & sewerage
Official, 2026-27 Unitywater (Moreton Bay)
$2,144
Driving commute
Modelled, 2026-27 ATO 91c/km · 31.9km from CBD · 192 days
$6,702
Home insurance
Estimated flood Low · fire High
$2,150
Body corporate
Estimated
$2,500
Total annual running cost
$12,305
($1,025/month, $237/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $260 a year here (levy class A, 2026-27).
↑ 7% above Moreton Bay Regional Council average
SuburbCost affordability score ●○○○○2.9/10 Poor
Cheaper to run than 27% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Deception Bay's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Deception Bay
within a 2 km walk
Nearest stop
Deception Bay bus station, 1,843 m away, about a 23 minute walk. It is a bus stop.
Supermarkets
5
Cafes
6
Parks
28
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Deception Bay to the CBD?
Public transport saves Deception Bay residents $6,510 per year. Annual commute cost by car is $6,702 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Deception Bay?
Deception Bay falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,309 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,309 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Deception Bay?
Running a unit in Deception Bay costs approximately $13,335 per year by car or $6,825 by public transport. This includes council rates of $1,309, water and sewerage $2,144, estimated body corporate levy of $2,500, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Deception Bay close to public transport?
The nearest scheduled service to the centre of Deception Bay is Deception Bay bus station, a bus stop about 1,843 m away, about a 23 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Deception Bay?
Within a 2 km walk of the centre of Deception Bay there are 5 supermarkets, 6 cafes and 28 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
School scores & catchments
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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.