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31.9 km from CBD
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True annual cost of living in Deception Bay, QLD 4508

Deception Bay sits 31.9 kilometres from Brisbane CBD. Annual running costs for a house total $18,331, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $18,711, with the $2,500 body corporate levy accounting for the entire difference between the two. At 31.9km, the commute dominates running costs. Drivers pay $11,688 more per year than public transport users.

Lower cost
Annual cost — house
$18,331
Driving · per year
$1,528/month
Annual cost — unit
$18,711
Incl. body corporate
$1,559/month
House vs unit difference
+$380
Unit costs more per year
Annual cost breakdown
Council rates
Moreton Bay Regional Council 2025-26
$1,577
Water & sewerage
Unitywater (Moreton Bay) 2025-26
$2,074
Commute — driving
ATO 88c/km · 31.9km from CBD · 192 days
$11,880
Home insurance
Estimated — flood Low, fire High
$2,800
Total annual running cost
$18,331
($1,528/month)
Near Moreton Bay Regional Council average
SuburbCost affordability score ●●●○○ 5.9/10
Compare Deception Bay with another suburb
Is it cheaper to drive or take public transport from Deception Bay to the CBD?
Public transport saves Deception Bay residents $11,688 per year. Annual commute cost by car is $11,880 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Deception Bay?
Deception Bay falls under Moreton Bay Regional Council. The residential general rate for 2025–26 is $1,577 per year for an owner-occupied house. Unit owners in strata schemes pay $1,577 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Deception Bay?
Running a unit in Deception Bay costs approximately $18,711 per year by car or $7,023 by public transport. This includes council rates of $1,577, water and sewerage $2,074, estimated body corporate levy of $2,500, and contents insurance of $680. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Moreton Bay Regional Council 2025-26. Water: Unitywater (Moreton Bay) 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.