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5.6 km from CBD
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True annual cost of living in Drummoyne, NSW 2047

Living in a house in Drummoyne costs about $7,526 a year: council rates, water and sewerage, commute and home insurance combined. Drummoyne sits 5.6 kilometres from Sydney CBD. Unit costs reach $7,856, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $160 per year at this distance.

Last updated July 2026 · Canada Bay Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 87% of Canada Bay suburbs, about 9% below the regional average.
Home insurance is the biggest expense at $2,950, roughly 39% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$7,526
Driving · per year
$627/month
Unit annual cost
$7,856
Incl. body corporate
$655/month
House vs unit difference
+$330
Unit costs more per year
Annual cost breakdown
Council rates
Canada Bay rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,268
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 5.6km from CBD · 192 days
$1,760
Home insurance
Estimated · flood High · fire Low
$2,950
Total annual running cost
$7,526
($627/month)
↓ 9% below Canada Bay average
SuburbCost affordability score ●●●●○ 7.1/10 Good
Cheaper to run than 87% of Canada Bay suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,148/yr
5,238 kWh
Unit
$1,716/yr
3,929 kWh
Estimated from AER residential benchmarks for Drummoyne's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Drummoyne with another suburb
Is it cheaper to drive or take public transport from Drummoyne to the CBD?
Driving saves Drummoyne residents $160 per year. Annual commute cost by car is $1,760 versus $1,920 by public transport using the Opal network.
What are the council rates in Drummoyne?
Drummoyne falls under Canada Bay Council. The average residential rate for 2026-27 is $1,268 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,268 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Drummoyne?
Running a unit in Drummoyne costs approximately $7,856 per year by car or $8,016 by public transport. This includes council rates of $1,268, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Canada Bay rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.