Living in a house in Dungog costs about $22,589 a year: council rates, water and sewerage, commute and home insurance combined. Dungog sits more than 100 kilometres from Sydney CBD. Unit costs reach $23,479, with the $1,800 body corporate levy accounting for the entire difference between the two. Driving is costed as a flat regional allowance of $18,200, about 20,000km of household driving a year, because a daily CBD commute is not realistic from here.
About $434 a week to run a house here, including estimates
Unit annual cost
$23,479
Incl. body corporate
$1,957/month
About $452 a week to run a unit here, including estimates
House vs unit difference
+$890
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Dungog rates
$1,712
Water & sewerage
Official, 2026-27 Hunter Water
$1,377
Driving commute
Modelled, 2026-27 Regional driving allowance · ATO 91c/km · 20,000km a year
$18,200
Home insurance
Estimated flood Low · fire Low
$1,300
Body corporate
Estimated
$1,800
Total annual running cost
$22,589
($1,882/month, $434/week)
Excludes electricity, estimated separately below.
↑ 11% above Dungog average
SuburbCost affordability score ●●●○○5.3/10 Average
Cheaper to run than 31% of Dungog suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,827/yr
5,238 kWh
Unit
$2,369/yr
3,929 kWh
Estimated from AER residential benchmarks for Dungog's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Dungog
within a 2 km walk
Nearest stop
Dungog, 307 m away, about a 4 minute walk. It is a train stop.
Nearest hospital
Dungog Hospital, 1,028 m away, about a 13 minute walk.
Supermarkets
1
Cafes
4
Parks
9
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Dungog is more than 100 kilometres from Sydney CBD, so a daily commute is not assumed. Driving is costed as a flat regional allowance of $18,200 a year, about 20,000km of household driving at the ATO rate of 91c/km. Add your own workplace in the free report to cost the real drive.
What are the council rates in Dungog?
Dungog falls under Dungog Council. The average residential rate for 2026-27 is $1,712 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,712 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Dungog?
Running a unit in Dungog costs approximately $23,479 per year by car or $23,479 by public transport. This includes council rates of $1,712, water and sewerage $1,377, estimated body corporate levy of $1,800, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Dungog close to public transport?
The nearest scheduled service to the centre of Dungog is Dungog, a train stop about 307 m away, about a 4 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Dungog?
The closest hospital to the centre of Dungog is Dungog Hospital, about 1,028 m away, about a 13 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Dungog?
Within a 2 km walk of the centre of Dungog there is 1 supermarket, 4 cafes and 9 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
School scores & catchments
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Data sources: Council rates: Dungog rates (OLG 2024-25 + IPART 2026-27 peg). Water: Hunter Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.