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2.8 km from CBD
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True annual cost of living in Edgecliff, NSW 2027

Living in a house in Edgecliff costs about $6,686 a year: council rates, water and sewerage, commute and home insurance combined. Edgecliff sits 2.8 kilometres from Sydney CBD. Unit costs reach $8,416, with the $3,500 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · Woollahra Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 80% of Woollahra suburbs, about 9% below the regional average.
Home insurance is the biggest expense at $2,300, roughly 34% of the annual total.
Switching from driving to public transport saves $976 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$6,686
Driving · per year
$557/month
Unit annual cost
$8,416
Incl. body corporate
$701/month
House vs unit difference
+$1,730
Unit costs more per year

Annual cost breakdown

Council rates
Woollahra rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,894
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 2.8km from CBD · 192 days
$944
Home insurance
Estimated · flood Medium · fire Low
$2,300
Total annual running cost
$6,686
($557/month)
↓ 9% below Woollahra average
SuburbCost affordability score ●●●●○ 7.8/10 Good
Cheaper to run than 80% of Woollahra suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Edgecliff's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Edgecliff

within a 2 km walk
Nearest stop
Edgecliff, 45 m away, about a minute on foot. It is a train stop.
Nearest hospital
Wolper Jewish Hospital, 651 m away, about an 8 minute walk.
Supermarkets
22
Cafes
192
Parks
89
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Edgecliff with another suburb

Frequently asked questions about Edgecliff

Is it cheaper to drive or take public transport from Edgecliff to the CBD?

Driving saves Edgecliff residents $976 per year. Annual commute cost by car is $944 versus $1,920 by public transport using the Opal network.

What are the council rates in Edgecliff?

Edgecliff falls under Woollahra Council. The average residential rate for 2026-27 is $1,894 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,894 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Edgecliff?

Running a unit in Edgecliff costs approximately $8,416 per year by car or $9,392 by public transport. This includes council rates of $1,894, water and sewerage $1,548, estimated body corporate levy of $3,500, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Edgecliff close to public transport?

The nearest scheduled service to the centre of Edgecliff is Edgecliff, a train stop about 45 m away, about a minute on foot. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Edgecliff?

The closest hospital to the centre of Edgecliff is Wolper Jewish Hospital, about 651 m away, about an 8 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Edgecliff?

Within a 2 km walk of the centre of Edgecliff there are 22 supermarkets, 192 cafes and 89 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Woollahra rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.