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50.6 km from CBD
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True annual cost of living in Elderslie, NSW 2570

Living in a house in Elderslie costs about $11,255 a year: council rates, water and sewerage, commute and home insurance combined. Elderslie sits 50.6 kilometres from Sydney CBD. Unit costs reach $11,935, with the $2,100 body corporate levy accounting for the entire difference between the two. At 50.6km, the commute dominates running costs. Drivers pay $3,884 more per year than public transport users.

Last updated July 2026 · Camden Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Camden average, cheaper than 86% of suburbs in the region.
The commute is the biggest expense at $6,284, roughly 56% of the annual total.
Switching from driving to public transport saves $3,884 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,255
Driving · per year
$938/month
Unit annual cost
$11,935
Incl. body corporate
$995/month
House vs unit difference
+$680
Unit costs more per year
Annual cost breakdown
Council rates
Camden rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,573
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 50.6km from CBD · 192 days
$6,284
Home insurance
Estimated · flood Low · fire Low
$1,850
Total annual running cost
$11,255
($938/month)
Near Camden average
SuburbCost affordability score ●●●●○ 8.6/10 Excellent
Cheaper to run than 86% of Camden suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,420/yr
6,060 kWh
Unit
$1,920/yr
4,545 kWh
Estimated from AER residential benchmarks for Elderslie's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Elderslie with another suburb
Is it cheaper to drive or take public transport from Elderslie to the CBD?
Public transport saves Elderslie residents $3,884 per year. Annual commute cost by car is $6,284 versus $2,400 by public transport using the Opal network.
What are the council rates in Elderslie?
Elderslie falls under Camden Council. The average residential rate for 2026-27 is $1,573 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,573 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Elderslie?
Running a unit in Elderslie costs approximately $11,935 per year by car or $8,051 by public transport. This includes council rates of $1,573, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Camden rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.