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33.5 km from CBD
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True annual cost of living in Elizabeth Hills, NSW 2171

Living in a house in Elizabeth Hills costs about $11,654 a year: council rates, water and sewerage, commute and home insurance combined. Elizabeth Hills sits 33.5 kilometres from Sydney CBD. Unit costs reach $12,094, with the $2,100 body corporate levy accounting for the entire difference between the two. At 33.5km, the commute dominates running costs. Drivers pay $4,180 more per year than public transport users.

Last updated July 2026 · Liverpool Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Liverpool average, cheaper than 40% of suburbs in the region.
The commute is the biggest expense at $6,580, roughly 56% of the annual total.
Switching from driving to public transport saves $4,180 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,654
Driving · per year
$971/month
Unit annual cost
$12,094
Incl. body corporate
$1,008/month
House vs unit difference
+$440
Unit costs more per year
Annual cost breakdown
Council rates
Liverpool rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,376
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 33.5km from CBD · 192 days
$6,580
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$11,654
($971/month)
Near Liverpool average
SuburbCost affordability score ●●●○○ 5.1/10 Average
Cheaper to run than 40% of Liverpool suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,420/yr
6,060 kWh
Unit
$1,920/yr
4,545 kWh
Estimated from AER residential benchmarks for Elizabeth Hills's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Elizabeth Hills with another suburb
Is it cheaper to drive or take public transport from Elizabeth Hills to the CBD?
Public transport saves Elizabeth Hills residents $4,180 per year. Annual commute cost by car is $6,580 versus $2,400 by public transport using the Opal network.
What are the council rates in Elizabeth Hills?
Elizabeth Hills falls under Liverpool Council. The average residential rate for 2026-27 is $1,376 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,376 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Elizabeth Hills?
Running a unit in Elizabeth Hills costs approximately $12,094 per year by car or $7,914 by public transport. This includes council rates of $1,376, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Liverpool rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.