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3.0 km from CBD
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True annual cost of living in Forest Lodge, NSW 2037

Living in a house in Forest Lodge costs about $5,781 a year: council rates, water and sewerage, commute and home insurance combined. Forest Lodge sits 3.0 kilometres from Sydney CBD. Unit costs reach $7,511, with the $3,500 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · Sydney Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Sydney average, cheaper than 59% of suburbs in the region.
Home insurance is the biggest expense at $2,300, roughly 40% of the annual total.
Switching from driving to public transport saves $911 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$5,781
Driving · per year
$482/month
Unit annual cost
$7,511
Incl. body corporate
$626/month
House vs unit difference
+$1,730
Unit costs more per year

Annual cost breakdown

Council rates
Sydney rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$924
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 3.0km from CBD · 192 days
$1,009
Home insurance
Estimated · flood Medium · fire Low
$2,300
Total annual running cost
$5,781
($482/month)
Near Sydney average
SuburbCost affordability score ●●●○○ 6.8/10 Good
Cheaper to run than 59% of Sydney suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Forest Lodge's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Forest Lodge

within a 2 km walk
Nearest stop
Jubilee Park, 727 m away, about a 9 minute walk. It is a light rail stop.
Nearest hospital
Women and Babies Services, 807 m away, about a 10 minute walk.
Supermarkets
26
Cafes
193
Parks
177
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Forest Lodge

Is it cheaper to drive or take public transport from Forest Lodge to the CBD?

Driving saves Forest Lodge residents $911 per year. Annual commute cost by car is $1,009 versus $1,920 by public transport using the Opal network.

What are the council rates in Forest Lodge?

Forest Lodge falls under Sydney Council. The average residential rate for 2026-27 is $924 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $924 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Forest Lodge?

Running a unit in Forest Lodge costs approximately $7,511 per year by car or $8,422 by public transport. This includes council rates of $924, water and sewerage $1,548, estimated body corporate levy of $3,500, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Forest Lodge close to public transport?

The nearest scheduled service to the centre of Forest Lodge is Jubilee Park, a light rail stop about 727 m away, about a 9 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Forest Lodge?

The closest hospital to the centre of Forest Lodge is Women and Babies Services, about 807 m away, about a 10 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Forest Lodge?

Within a 2 km walk of the centre of Forest Lodge there are 26 supermarkets, 193 cafes and 177 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Sydney rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.