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Map of Haliday Bay
34.2 km from Mackay CBD
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True annual cost of living in Haliday Bay, QLD 4740

Living in a house in Haliday Bay costs about $15,156 a year: council rates, water and sewerage, commute and home insurance combined. Haliday Bay sits 34.2 kilometres from Mackay CBD. Unit costs come in at $12,898, as lower council rates more than offset the $1,800 body corporate levy. At 34.2km, the commute dominates running costs. Drivers pay $6,650 more per year than public transport users.

Last updated July 2026 · Mackay Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 17% more to run than the Mackay Regional Council average, cheaper than only 8% of suburbs in the region.
The commute is the biggest expense at $6,842, roughly 45% of the annual total.
Switching from driving to public transport saves $6,650 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$15,156
Driving · per year
$1,263/month
Lower cost
Unit annual cost
$12,898
Incl. body corporate
$1,075/month
House vs unit difference
−$2,258
Unit is cheaper per year

Annual cost breakdown

Council rates
Mackay Regional Council 2026-27 · minimum rate
$1,466
Water & sewerage
Mackay Regional Council Water & Sewerage 2026-27
$2,048
Driving commute
ATO 91c/km · 34.2km from Mackay CBD · 192 days
$6,842
Home insurance
Estimated · flood Low · fire Low
$4,800
Total annual running cost
$15,156
($1,263/month)
↑ 17% above Mackay Regional Council average
SuburbCost affordability score ●●○○○ 4.4/10 Poor
Cheaper to run than 8% of Mackay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,140/yr
5,126 kWh
Unit
$1,770/yr
3,845 kWh
Estimated from AER residential benchmarks for Haliday Bay's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Haliday Bay

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
8
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Haliday Bay with another suburb

Frequently asked questions about Haliday Bay

Is it cheaper to drive or take public transport from Haliday Bay to Mackay CBD?

Public transport saves Haliday Bay residents $6,650 per year. Annual commute cost by car is $6,842 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Haliday Bay?

Haliday Bay falls under Mackay Regional Council. The minimum residential general rate for 2026-27 is $1,466 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,528 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Haliday Bay?

Running a unit in Haliday Bay costs approximately $12,898 per year by car or $6,248 by public transport. This includes council rates of $1,528, water and sewerage $2,048, estimated body corporate levy of $1,800, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Haliday Bay close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Haliday Bay. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Haliday Bay?

Within a 2 km walk of the centre of Haliday Bay there are 0 supermarkets, 0 cafes and 8 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Mackay Regional Council 2026-27. Water: Mackay Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.