True annual cost of living in Hammondville, NSW 2170
Living in a house in Hammondville costs about $11,314 a year: council rates, water and sewerage, commute and home insurance combined. Hammondville sits 24.5 kilometres from Sydney CBD. Unit costs reach $11,914, with the $2,300 body corporate levy accounting for the entire difference between the two. At 24.5km from the CBD, transport mode shifts the annual total by $3,540. The gap widens as commute costs rise.
About $218 a week to run a house here, including estimates
Unit annual cost
$11,914
Incl. body corporate
$993/month
About $229 a week to run a unit here, including estimates
House vs unit difference
+$600
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Liverpool rates
$1,376
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 24.5km from CBD · 192 days
$5,940
Home insurance
Estimated flood High · fire Medium
$2,450
Body corporate
Estimated
$2,300
Total annual running cost
$11,314
($943/month, $218/week)
Excludes electricity, estimated separately below.
Near Liverpool average
SuburbCost affordability score ●●●○○6.1/10 Average
Cheaper to run than 69% of Liverpool suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Hammondville's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Hammondville
within a 2 km walk
Nearest stop
Holsworthy, 1,333 m away, about a 17 minute walk. It is a train stop.
Nearest hospital
Holsworthy Health Centre, 3,244 m away, about a 41 minute walk.
Supermarkets
2
Cafes
2
Parks
32
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Hammondville to the CBD?
Public transport saves Hammondville residents $3,540 per year. Annual commute cost by car is $5,940 versus $2,400 by public transport using the Opal network.
What are the council rates in Hammondville?
Hammondville falls under Liverpool Council. The average residential rate for 2026-27 is $1,376 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,376 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Hammondville?
Running a unit in Hammondville costs approximately $11,914 per year by car or $8,374 by public transport. This includes council rates of $1,376, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $750. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Hammondville close to public transport?
The nearest scheduled service to the centre of Hammondville is Holsworthy, a train stop about 1,333 m away, about a 17 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Hammondville?
The closest hospital to the centre of Hammondville is Holsworthy Health Centre, about 3,244 m away, about a 41 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Hammondville?
Within a 2 km walk of the centre of Hammondville there are 2 supermarkets, 2 cafes and 32 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Liverpool rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.