Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Hillvue
4.1 km from Tamworth CBD
Home  ·  Suburbs  ·  Hillvue

True annual cost of living in Hillvue, NSW 2340

Living in a house in Hillvue costs about $5,801 a year: council rates, water and sewerage, commute and home insurance combined. Hillvue sits 4.1 kilometres from Tamworth CBD. Unit costs reach $5,991, with the $1,500 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · Tamworth Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 94% of Tamworth Regional suburbs, about 57% below the regional average.
Home insurance is the biggest expense at $1,700, roughly 29% of the annual total.
Switching from driving to public transport saves $1,041 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$5,801
Driving · per year
$483/month
Unit annual cost
$5,991
Incl. body corporate
$499/month
House vs unit difference
+$190
Unit costs more per year

Annual cost breakdown

Council rates
Tamworth Regional rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,442
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 4.1km from Tamworth CBD · 192 days
$1,359
Home insurance
Estimated · flood Low · fire Low
$1,700
Total annual running cost
$5,801
($483/month)
↓ 57% below Tamworth Regional average
SuburbCost affordability score ●●●●○ 7.9/10 Good
Cheaper to run than 94% of Tamworth Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Hillvue's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Hillvue

within a 2 km walk
Nearest stop
West Tamworth, 4,104 m away, about a 51 minute walk. It is a train stop.
Nearest hospital
Tamworth Cardiology, 4,879 m away, about a 61 minute walk.
Supermarkets
1
Cafes
3
Parks
23
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Hillvue with another suburb

Frequently asked questions about Hillvue

Is it cheaper to drive or take public transport from Hillvue to Tamworth CBD?

Driving saves Hillvue residents $1,041 per year. Annual commute cost by car is $1,359 versus $2,400 by public transport using the Opal network.

What are the council rates in Hillvue?

Hillvue falls under Tamworth Regional Council. The average residential rate for 2026-27 is $1,442 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,442 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Hillvue?

Running a unit in Hillvue costs approximately $5,991 per year by car or $7,032 by public transport. This includes council rates of $1,442, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Hillvue close to public transport?

The nearest scheduled service to the centre of Hillvue is West Tamworth, a train stop about 4,104 m away, about a 51 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Hillvue?

The closest hospital to the centre of Hillvue is Tamworth Cardiology, about 4,879 m away, about a 61 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Hillvue?

Within a 2 km walk of the centre of Hillvue there is 1 supermarket, 3 cafes and 23 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Tamworth Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.