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15.9 km from CBD
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True annual cost of living in Hurstville Grove, NSW 2220

Living in a house in Hurstville Grove costs about $9,600 a year: council rates, water and sewerage, commute and home insurance combined. Hurstville Grove sits 15.9 kilometres from Sydney CBD. Unit costs reach $10,130, with the $2,300 body corporate levy accounting for the entire difference between the two. At 15.9km from the CBD, transport mode shifts the annual total by $1,919. The gap widens as commute costs rise.

Last updated July 2026 · Georges River Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Georges River average, cheaper than 62% of suburbs in the region.
The commute is the biggest expense at $4,305, roughly 45% of the annual total.
Switching from driving to public transport saves $1,919 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$9,600
Driving · per year
$800/month
Unit annual cost
$10,130
Incl. body corporate
$844/month
House vs unit difference
+$530
Unit costs more per year
Annual cost breakdown
Council rates
Georges River rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,447
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 15.9km from CBD · 192 days
$4,305
Home insurance
Estimated · flood Medium · fire Low
$2,300
Total annual running cost
$9,600
($800/month)
Near Georges River average
SuburbCost affordability score ●●●○○ 6.5/10 Good
Cheaper to run than 62% of Georges River suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,148/yr
5,238 kWh
Unit
$1,716/yr
3,929 kWh
Estimated from AER residential benchmarks for Hurstville Grove's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Hurstville Grove with another suburb
Is it cheaper to drive or take public transport from Hurstville Grove to the CBD?
Public transport saves Hurstville Grove residents $1,919 per year. Annual commute cost by car is $4,305 versus $2,386 by public transport using the Opal network.
What are the council rates in Hurstville Grove?
Hurstville Grove falls under Georges River Council. The average residential rate for 2026-27 is $1,447 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,447 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Hurstville Grove?
Running a unit in Hurstville Grove costs approximately $10,130 per year by car or $8,211 by public transport. This includes council rates of $1,447, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Georges River rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.