True annual cost of living in Hurstville Grove, NSW 2220
Living in a house in Hurstville Grove costs about $9,297 a year: council rates, water and sewerage, commute and home insurance combined. Hurstville Grove sits 15.9 kilometres from Sydney CBD. Unit costs reach $10,277, with the $2,300 body corporate levy accounting for the entire difference between the two. At 15.9km from the CBD, transport mode shifts the annual total by $2,066. The gap widens as commute costs rise.
About $179 a week to run a house here, including estimates
Unit annual cost
$10,277
Incl. body corporate
$856/month
About $198 a week to run a unit here, including estimates
House vs unit difference
+$980
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Georges River rates
$1,447
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 15.9km from CBD · 192 days
$4,452
Home insurance
Estimated flood Medium · fire Low
$1,850
Body corporate
Estimated
$2,300
Total annual running cost
$9,297
($775/month, $179/week)
Excludes electricity, estimated separately below.
Near Georges River average
SuburbCost affordability score ●●●●○7.6/10 Good
Cheaper to run than 84% of Georges River suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Hurstville Grove's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Hurstville Grove
within a 2 km walk
Nearest stop
Hurstville, 1,192 m away, about a 15 minute walk. It is a train stop.
Nearest hospital
Waratah Private Hospital, 1,407 m away, about an 18 minute walk.
Supermarkets
22
Cafes
43
Parks
67
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Hurstville Grove to the CBD?
Public transport saves Hurstville Grove residents $2,066 per year. Annual commute cost by car is $4,452 versus $2,386 by public transport using the Opal network.
What are the council rates in Hurstville Grove?
Hurstville Grove falls under Georges River Council. The average residential rate for 2026-27 is $1,447 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,447 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Hurstville Grove?
Running a unit in Hurstville Grove costs approximately $10,277 per year by car or $8,211 by public transport. This includes council rates of $1,447, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Hurstville Grove close to public transport?
The nearest scheduled service to the centre of Hurstville Grove is Hurstville, a train stop about 1,192 m away, about a 15 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Hurstville Grove?
The closest hospital to the centre of Hurstville Grove is Waratah Private Hospital, about 1,407 m away, about an 18 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Hurstville Grove?
Within a 2 km walk of the centre of Hurstville Grove there are 22 supermarkets, 43 cafes and 67 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
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Data sources: Council rates: Georges River rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.