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27.9 km from CBD
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True annual cost of living in Kippa-Ring, QLD 4021

Living in a house in Kippa-Ring costs about $13,020 a year: council rates, water and sewerage, commute and home insurance combined. Kippa-Ring sits 27.9 kilometres from Brisbane CBD. Unit costs reach $13,025, with the $2,400 body corporate levy accounting for the entire difference between the two. At 27.9km from the CBD, transport mode shifts the annual total by $5,948. The gap widens as commute costs rise.

Last updated July 2026 · Moreton Bay Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Moreton Bay Regional Council average, cheaper than 43% of suburbs in the region.
The commute is the biggest expense at $6,140, roughly 47% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$13,020
Driving · per year
$1,085/month
Unit annual cost
$13,025
Incl. body corporate
$1,085/month
House vs unit difference
+$5
Unit costs more per year
Annual cost breakdown
Council rates
Moreton Bay Regional Council 2026-27 · minimum rate
$1,636
Water & sewerage
Unitywater (Moreton Bay) 2026-27
$2,144
Driving commute
ATO 88c/km · 27.9km from CBD · 192 days
$6,140
Home insurance
Estimated · flood Low · fire High
$3,100
Total annual running cost
$13,020
($1,085/month)
Near Moreton Bay Regional Council average
SuburbCost affordability score ●●○○○ 4.0/10 Poor
Cheaper to run than 43% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Kippa-Ring's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Kippa-Ring with another suburb
Is it cheaper to drive or take public transport from Kippa-Ring to the CBD?
Public transport saves Kippa-Ring residents $5,948 per year. Annual commute cost by car is $6,140 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Kippa-Ring?
Kippa-Ring falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,636 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,651 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Kippa-Ring?
Running a unit in Kippa-Ring costs approximately $13,025 per year by car or $7,077 by public transport. This includes council rates of $1,651, water and sewerage $2,144, estimated body corporate levy of $2,400, and contents insurance of $690. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.