Living in a house in Kirkham costs about $11,823 a year: council rates, water and sewerage, commute and home insurance combined. Kirkham sits 50.0 kilometres from Sydney CBD. Unit costs reach $12,263, with the $2,100 body corporate levy accounting for the entire difference between the two. At 50.0km, the commute dominates running costs. Drivers pay $4,152 more per year than public transport users.
SuburbCost affordability score ●●●○○5.8/10 Average
Cheaper to run than 52% of Camden suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Kirkham's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Kirkham
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Nearest hospital
Camden Surgical Hospital, 1,551 m away, about a 19 minute walk.
Supermarkets
0
Cafes
0
Parks
14
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Kirkham to the CBD?
Public transport saves Kirkham residents $4,152 per year. Annual commute cost by car is $6,552 versus $2,400 by public transport using the Opal network.
What are the council rates in Kirkham?
Kirkham falls under Camden Council. The average residential rate for 2026-27 is $1,573 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,573 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Kirkham?
Running a unit in Kirkham costs approximately $12,263 per year by car or $8,111 by public transport. This includes council rates of $1,573, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Kirkham close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Kirkham. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What is the closest hospital to Kirkham?
The closest hospital to the centre of Kirkham is Camden Surgical Hospital, about 1,551 m away, about a 19 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Kirkham?
Within a 2 km walk of the centre of Kirkham there are 0 supermarkets, 0 cafes and 14 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Camden rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.