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29.2 km from CBD
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True annual cost of living in Kurwongbah, QLD 4503

Living in a house in Kurwongbah costs about $12,933 a year: council rates, water and sewerage, commute and home insurance combined. Kurwongbah sits 29.2 kilometres from Brisbane CBD. Unit costs reach $13,155, with the $2,200 body corporate levy accounting for the entire difference between the two. At 29.2km from the CBD, transport mode shifts the annual total by $6,288. The gap widens as commute costs rise.

Last updated July 2026 · Moreton Bay Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Moreton Bay Regional Council average, cheaper than 41% of suburbs in the region.
The commute is the biggest expense at $6,480, roughly 50% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$12,933
Driving · per year
$1,078/month
Unit annual cost
$13,155
Incl. body corporate
$1,096/month
House vs unit difference
+$222
Unit costs more per year

Annual cost breakdown

Council rates
Moreton Bay Regional Council 2026-27 · minimum rate
$1,309
Water & sewerage
Unitywater (Moreton Bay) 2026-27
$2,144
Driving commute
ATO 91c/km · 29.2km from CBD · 192 days
$6,480
Home insurance
Estimated · flood Low · fire High
$3,000
Total annual running cost
$12,933
($1,078/month)
Near Moreton Bay Regional Council average
SuburbCost affordability score ●●○○○ 4.1/10 Poor
Cheaper to run than 41% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Kurwongbah's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Kurwongbah

within a 2 km walk
Nearest stop
Narangba station, 3,519 m away, about a 44 minute walk. It is a bus stop.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Kurwongbah

Is it cheaper to drive or take public transport from Kurwongbah to the CBD?

Public transport saves Kurwongbah residents $6,288 per year. Annual commute cost by car is $6,480 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Kurwongbah?

Kurwongbah falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,309 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,651 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Kurwongbah?

Running a unit in Kurwongbah costs approximately $13,155 per year by car or $6,867 by public transport. This includes council rates of $1,651, water and sewerage $2,144, estimated body corporate levy of $2,200, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Kurwongbah close to public transport?

The nearest scheduled service to the centre of Kurwongbah is Narangba station, a bus stop about 3,519 m away, about a 44 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What shops and parks are in Kurwongbah?

Within a 2 km walk of the centre of Kurwongbah there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.