True annual cost of living in Laceys Creek, QLD 4521
Laceys Creek sits 39.3 kilometres from Brisbane CBD. Annual running costs for a house total $18,631, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $18,021, as lower council rates more than offset the $1,800 body corporate levy. At 39.3km, the commute dominates running costs. Drivers pay $11,688 more per year than public transport users.
Annual cost — house
$18,631
Driving · per year
$1,553/month
Lower cost
Annual cost — unit
$18,021
Incl. body corporate
$1,502/month
House vs unit difference
−$610
Unit is cheaper per year
Annual cost breakdown
Council rates
Moreton Bay Regional Council 2025-26
$1,577
Water & sewerage
Unitywater (Moreton Bay) 2025-26
$2,074
Commute — driving
ATO 88c/km · 39.3km from CBD · 192 days
$11,880
Home insurance
Estimated — flood Low, fire High
$3,100
Body corporate
Estimated
$1,800
Total annual running cost
$18,631
($1,553/month)
Near Moreton Bay Regional Council average
SuburbCost affordability score ●●●○○5.9/10
Compare Laceys Creek with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Laceys Creek to the CBD?
Public transport saves Laceys Creek residents $11,688 per year. Annual commute cost by car is $11,880 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Laceys Creek?
Laceys Creek falls under Moreton Bay Regional Council. The residential general rate for 2025–26 is $1,577 per year for an owner-occupied house. Unit owners in strata schemes pay $1,577 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Laceys Creek?
Running a unit in Laceys Creek costs approximately $18,021 per year by car or $6,333 by public transport. This includes council rates of $1,577, water and sewerage $2,074, estimated body corporate levy of $1,800, and contents insurance of $690. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.
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Data sources: Council rates: Moreton Bay Regional Council 2025-26. Water: Unitywater (Moreton Bay) 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.