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6.6 km from CBD
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True annual cost of living in Lewisham, NSW 2049

Living in a house in Lewisham costs about $7,365 a year: council rates, water and sewerage, commute and home insurance combined. Lewisham sits 6.6 kilometres from Sydney CBD. Unit costs reach $8,195, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $196 per year at this distance.

Last updated July 2026 · Inner West Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Inner West average, cheaper than 45% of suburbs in the region.
Home insurance is the biggest expense at $2,300, roughly 31% of the annual total.
Switching from driving to public transport saves $196 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$7,365
Driving · per year
$614/month
Unit annual cost
$8,195
Incl. body corporate
$683/month
House vs unit difference
+$830
Unit costs more per year

Annual cost breakdown

Council rates
Inner West rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,401
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 6.6km from CBD · 192 days
$2,116
Home insurance
Estimated · flood Medium · fire Low
$2,300
Total annual running cost
$7,365
($614/month)
Near Inner West average
SuburbCost affordability score ●●●○○ 5.9/10 Average
Cheaper to run than 45% of Inner West suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Lewisham's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Lewisham

within a 2 km walk
Nearest stop
Lewisham West, 182 m away, about a 2 minute walk. It is a light rail stop.
Nearest hospital
Royal Rehab Private Petersham, 1,107 m away, about a 14 minute walk.
Supermarkets
22
Cafes
80
Parks
78
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Lewisham with another suburb

Frequently asked questions about Lewisham

Is it cheaper to drive or take public transport from Lewisham to the CBD?

Public transport saves Lewisham residents $196 per year. Annual commute cost by car is $2,116 versus $1,920 by public transport using the Opal network.

What are the council rates in Lewisham?

Lewisham falls under Inner West Council. The average residential rate for 2026-27 is $1,401 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,401 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Lewisham?

Running a unit in Lewisham costs approximately $8,195 per year by car or $7,999 by public transport. This includes council rates of $1,401, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Lewisham close to public transport?

The nearest scheduled service to the centre of Lewisham is Lewisham West, a light rail stop about 182 m away, about a 2 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Lewisham?

The closest hospital to the centre of Lewisham is Royal Rehab Private Petersham, about 1,107 m away, about a 14 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Lewisham?

Within a 2 km walk of the centre of Lewisham there are 22 supermarkets, 80 cafes and 78 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Inner West rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.