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12.0 km from CBD
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True annual cost of living in Liberty Grove, NSW 2138

Living in a house in Liberty Grove costs about $9,331 a year: council rates, water and sewerage, commute and home insurance combined. Liberty Grove sits 12.0 kilometres from Sydney CBD. Unit costs reach $9,361, with the $2,300 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $1,179 per year at this distance.

Last updated July 2026 · Canada Bay Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 11% more to run than the Canada Bay average, cheaper than only 7% of suburbs in the region.
The commute is the biggest expense at $3,565, roughly 38% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$9,331
Driving · per year
$778/month
Unit annual cost
$9,361
Incl. body corporate
$780/month
House vs unit difference
+$30
Unit costs more per year

Annual cost breakdown

Council rates
Canada Bay rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,268
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 12.0km from CBD · 192 days
$3,565
Home insurance
Estimated · flood High · fire Low
$2,950
Total annual running cost
$9,331
($778/month)
↑ 11% above Canada Bay average
SuburbCost affordability score ●○○○○ 2.9/10 Poor
Cheaper to run than 7% of Canada Bay suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Liberty Grove's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Liberty Grove

within a 2 km walk
Nearest stop
Concord West, 796 m away, about a 10 minute walk. It is a train stop.
Nearest hospital
Concord Hospital, 1,069 m away, about a 13 minute walk.
Supermarkets
8
Cafes
34
Parks
58
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Liberty Grove

Is it cheaper to drive or take public transport from Liberty Grove to the CBD?

Public transport saves Liberty Grove residents $1,179 per year. Annual commute cost by car is $3,565 versus $2,386 by public transport using the Opal network.

What are the council rates in Liberty Grove?

Liberty Grove falls under Canada Bay Council. The average residential rate for 2026-27 is $1,268 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,268 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Liberty Grove?

Running a unit in Liberty Grove costs approximately $9,361 per year by car or $8,182 by public transport. This includes council rates of $1,268, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Liberty Grove close to public transport?

The nearest scheduled service to the centre of Liberty Grove is Concord West, a train stop about 796 m away, about a 10 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Liberty Grove?

The closest hospital to the centre of Liberty Grove is Concord Hospital, about 1,069 m away, about a 13 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Liberty Grove?

Within a 2 km walk of the centre of Liberty Grove there are 8 supermarkets, 34 cafes and 58 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Canada Bay rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.