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Map of Londonderry
49.6 km from CBD
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True annual cost of living in Londonderry, NSW 2753

Living in a house in Londonderry costs about $12,338 a year: council rates, water and sewerage, commute and home insurance combined. Londonderry sits 49.6 kilometres from Sydney CBD. Unit costs reach $12,438, with the $2,100 body corporate levy accounting for the entire difference between the two. At 49.6km, the commute dominates running costs. Drivers pay $4,186 more per year than public transport users.

Last updated July 2026 · Penrith Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Penrith average, cheaper than 27% of suburbs in the region.
The commute is the biggest expense at $6,586, roughly 53% of the annual total.
Switching from driving to public transport saves $4,186 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$12,338
Driving · per year
$1,028/month
Unit annual cost
$12,438
Incl. body corporate
$1,037/month
House vs unit difference
+$100
Unit costs more per year

Annual cost breakdown

Council rates
Penrith rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,604
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 49.6km from CBD · 192 days
$6,586
Home insurance
Estimated · flood Medium · fire Medium
$2,600
Total annual running cost
$12,338
($1,028/month)
Near Penrith average
SuburbCost affordability score ●●○○○ 4.1/10 Poor
Cheaper to run than 27% of Penrith suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Londonderry's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Londonderry

within a 2 km walk
Nearest stop
East Richmond, 5,462 m away, about a 68 minute walk. It is a train stop.
Supermarkets
0
Cafes
1
Parks
1
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Londonderry with another suburb

Frequently asked questions about Londonderry

Is it cheaper to drive or take public transport from Londonderry to the CBD?

Public transport saves Londonderry residents $4,186 per year. Annual commute cost by car is $6,586 versus $2,400 by public transport using the Opal network.

What are the council rates in Londonderry?

Londonderry falls under Penrith Council. The average residential rate for 2026-27 is $1,604 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,604 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Londonderry?

Running a unit in Londonderry costs approximately $12,438 per year by car or $8,252 by public transport. This includes council rates of $1,604, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $600. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Londonderry close to public transport?

The nearest scheduled service to the centre of Londonderry is East Richmond, a train stop about 5,462 m away, about a 68 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What shops and parks are in Londonderry?

Within a 2 km walk of the centre of Londonderry there are 0 supermarkets, 1 cafe and 1 park. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Penrith rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.