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Map of Margate
26.4 km from CBD
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True annual cost of living in Margate, QLD 4019

Living in a house in Margate costs about $11,534 a year: council rates, water and sewerage, commute and home insurance combined. Margate sits 26.4 kilometres from Brisbane CBD. Unit costs reach $12,496, with the $2,000 body corporate levy accounting for the entire difference between the two. At 26.4km from the CBD, transport mode shifts the annual total by $5,989. The gap widens as commute costs rise.

Last updated July 2026 · Moreton Bay Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 79% of Moreton Bay Regional Council suburbs, about 7% below the regional average.
The commute is the biggest expense at $6,181, roughly 54% of the annual total.
Switching from driving to public transport saves $5,989 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,534
Driving · per year
$961/month
Unit annual cost
$12,496
Incl. body corporate
$1,041/month
House vs unit difference
+$962
Unit costs more per year

Annual cost breakdown

Council rates
Moreton Bay Regional Council 2026-27 · minimum rate
$1,309
Water & sewerage
Unitywater (Moreton Bay) 2026-27
$2,144
Driving commute
ATO 91c/km · 26.4km from CBD · 192 days
$6,181
Home insurance
Estimated · flood Low · fire Low
$1,900
Total annual running cost
$11,534
($961/month)
↓ 7% below Moreton Bay Regional Council average
SuburbCost affordability score ●●●●○ 8.0/10 Excellent
Cheaper to run than 79% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Margate's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Margate

within a 2 km walk
Nearest stop
Humpybong Esplanade, 2,216 m away, about a 28 minute walk. It is a bus stop.
Nearest hospital
Redcliffe Hospital, 1,688 m away, about a 21 minute walk.
Supermarkets
2
Cafes
5
Parks
33
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Margate with another suburb

Frequently asked questions about Margate

Is it cheaper to drive or take public transport from Margate to the CBD?

Public transport saves Margate residents $5,989 per year. Annual commute cost by car is $6,181 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Margate?

Margate falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,309 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,651 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Margate?

Running a unit in Margate costs approximately $12,496 per year by car or $6,507 by public transport. This includes council rates of $1,651, water and sewerage $2,144, estimated body corporate levy of $2,000, and contents insurance of $520. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Margate close to public transport?

The nearest scheduled service to the centre of Margate is Humpybong Esplanade, a bus stop about 2,216 m away, about a 28 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Margate?

The closest hospital to the centre of Margate is Redcliffe Hospital, about 1,688 m away, about a 21 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Margate?

Within a 2 km walk of the centre of Margate there are 2 supermarkets, 5 cafes and 33 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.