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8.5 km from CBD
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True annual cost of living in Mascot, NSW 2020

Living in a house in Mascot costs about $8,418 a year: council rates, water and sewerage, commute and home insurance combined. Mascot sits 8.5 kilometres from Sydney CBD. Unit costs reach $8,748, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $735 per year at this distance.

Last updated July 2026 · Bayside Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Bayside average, cheaper than 68% of suburbs in the region.
Home insurance is the biggest expense at $2,950, roughly 35% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$8,418
Driving · per year
$702/month
Unit annual cost
$8,748
Incl. body corporate
$729/month
House vs unit difference
+$330
Unit costs more per year

Annual cost breakdown

Council rates
Bayside rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,265
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 8.5km from CBD · 192 days
$2,655
Home insurance
Estimated · flood High · fire Low
$2,950
Total annual running cost
$8,418
($702/month)
Near Bayside average
SuburbCost affordability score ●●●○○ 5.8/10 Average
Cheaper to run than 68% of Bayside suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Mascot's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Mascot

within a 2 km walk
Nearest stop
Domestic Airport, 1,017 m away, about a 13 minute walk. It is a train stop.
Nearest hospital
Alexandria Specialist Day Hospital, 4,298 m away, about a 54 minute walk.
Supermarkets
1
Cafes
42
Parks
20
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Mascot with another suburb

Frequently asked questions about Mascot

Is it cheaper to drive or take public transport from Mascot to the CBD?

Public transport saves Mascot residents $735 per year. Annual commute cost by car is $2,655 versus $1,920 by public transport using the Opal network.

What are the council rates in Mascot?

Mascot falls under Bayside Council. The average residential rate for 2026-27 is $1,265 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,265 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Mascot?

Running a unit in Mascot costs approximately $8,748 per year by car or $8,013 by public transport. This includes council rates of $1,265, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Mascot close to public transport?

The nearest scheduled service to the centre of Mascot is Domestic Airport, a train stop about 1,017 m away, about a 13 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Mascot?

The closest hospital to the centre of Mascot is Alexandria Specialist Day Hospital, about 4,298 m away, about a 54 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Mascot?

Within a 2 km walk of the centre of Mascot there is 1 supermarket, 42 cafes and 20 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Bayside rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.