True annual cost of living in Morayfield, QLD 4506
Living in a house in Morayfield costs about $12,586 a year: council rates, water and sewerage, commute and home insurance combined. Morayfield sits 38.9 kilometres from Brisbane CBD. Unit costs reach $13,056, with the $2,000 body corporate levy accounting for the entire difference between the two. At 38.9km, the commute dominates running costs. Drivers pay $6,791 more per year than public transport users.
About $242 a week to run a house here, including estimates
Unit annual cost
$13,056
Incl. body corporate
$1,088/month
About $251 a week to run a unit here, including estimates
House vs unit difference
+$470
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Moreton Bay Regional Council
$1,309
Water & sewerage
Official, 2026-27 Unitywater (Moreton Bay)
$2,144
Driving commute
Modelled, 2026-27 ATO 91c/km · 38.9km from CBD · 192 days
$6,983
Home insurance
Estimated flood Low · fire High
$2,150
Body corporate
Estimated
$2,000
Total annual running cost
$12,586
($1,049/month, $242/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $260 a year here (levy class A, 2026-27).
↑ 9% above Moreton Bay Regional Council average
SuburbCost affordability score ●○○○○2.8/10 Poor
Cheaper to run than 20% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Morayfield's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Morayfield
within a 2 km walk
Nearest stop
Morayfield, 2,363 m away, about a 30 minute walk. It is a train stop.
Nearest hospital
Caboolture Satellite Hospital, 5,638 m away, about a 70 minute walk.
Supermarkets
3
Cafes
4
Parks
18
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Morayfield to the CBD?
Public transport saves Morayfield residents $6,791 per year. Annual commute cost by car is $6,983 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Morayfield?
Morayfield falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,309 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,309 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Morayfield?
Running a unit in Morayfield costs approximately $13,056 per year by car or $6,265 by public transport. This includes council rates of $1,309, water and sewerage $2,144, estimated body corporate levy of $2,000, and contents insurance of $620. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Morayfield close to public transport?
The nearest scheduled service to the centre of Morayfield is Morayfield, a train stop about 2,363 m away, about a 30 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Morayfield?
The closest hospital to the centre of Morayfield is Caboolture Satellite Hospital, about 5,638 m away, about a 70 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Morayfield?
Within a 2 km walk of the centre of Morayfield there are 3 supermarkets, 4 cafes and 18 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
School scores & catchments
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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.