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Map of Moreton Island
51.9 km from CBD
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True annual cost of living in Moreton Island, QLD 4025

Living in a house in Moreton Island costs about $12,220 a year: council rates, water and sewerage, commute and home insurance combined. Moreton Island sits 51.9 kilometres from Brisbane CBD. Unit costs reach $12,288, with the $2,200 body corporate levy accounting for the entire difference between the two. At 51.9km, the commute dominates running costs. Drivers pay $6,178 more per year than public transport users.

Last updated July 2026 · Brisbane City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 43% more to run than the Brisbane City Council average, cheaper than only 3% of suburbs in the region.
The commute is the biggest expense at $6,370, roughly 52% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$12,220
Driving · per year
$1,018/month
Unit annual cost
$12,288
Incl. body corporate
$1,024/month
House vs unit difference
+$68
Unit costs more per year

Annual cost breakdown

Council rates
Brisbane City Council 2026-27 · minimum rate
$950
Water & sewerage
Queensland Urban Utilities 2026-27
$1,900
Driving commute
ATO 91c/km · 51.9km from CBD · 192 days
$6,370
Home insurance
Estimated · flood Low · fire High
$3,000
Total annual running cost
$12,220
($1,018/month)
↑ 43% above Brisbane City Council average
SuburbCost affordability score ●○○○○ 2.0/10 Poor
Cheaper to run than 3% of Brisbane City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Moreton Island's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Moreton Island

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Moreton Island

Is it cheaper to drive or take public transport from Moreton Island to the CBD?

Public transport saves Moreton Island residents $6,178 per year. Annual commute cost by car is $6,370 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Moreton Island?

Moreton Island falls under Brisbane City Council. The minimum residential general rate for 2026-27 is $950 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,138 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Moreton Island?

Running a unit in Moreton Island costs approximately $12,288 per year by car or $6,110 by public transport. This includes council rates of $1,138, water and sewerage $1,900, estimated body corporate levy of $2,200, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Moreton Island close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Moreton Island. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Moreton Island?

Within a 2 km walk of the centre of Moreton Island there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Brisbane City Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.