Living in a house in Mortdale costs about $9,953 a year: council rates, water and sewerage, commute and home insurance combined. Mortdale sits 16.9 kilometres from Sydney CBD. Unit costs reach $10,483, with the $2,300 body corporate levy accounting for the entire difference between the two. At 16.9km from the CBD, transport mode shifts the annual total by $2,272. The gap widens as commute costs rise.
Georges River rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,447
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 16.9km from CBD · 192 days
$4,658
Home insurance
Estimated · flood Medium · fire Low
$2,300
Body corporate
Estimated
$2,300
Total annual running cost
$9,953
($829/month)
Near Georges River average
SuburbCost affordability score ●●●○○6.1/10 Average
Cheaper to run than 57% of Georges River suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Mortdale's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Mortdale
within a 2 km walk
Nearest stop
Mortdale, 852 m away, about an 11 minute walk. It is a train stop.
Nearest hospital
Hurstville Private Hospital, 2,342 m away, about a 29 minute walk.
Supermarkets
6
Cafes
21
Parks
74
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Mortdale to the CBD?
Public transport saves Mortdale residents $2,272 per year. Annual commute cost by car is $4,658 versus $2,386 by public transport using the Opal network.
What are the council rates in Mortdale?
Mortdale falls under Georges River Council. The average residential rate for 2026-27 is $1,447 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,447 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mortdale?
Running a unit in Mortdale costs approximately $10,483 per year by car or $8,211 by public transport. This includes council rates of $1,447, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Mortdale close to public transport?
The nearest scheduled service to the centre of Mortdale is Mortdale, a train stop about 852 m away, about an 11 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Mortdale?
The closest hospital to the centre of Mortdale is Hurstville Private Hospital, about 2,342 m away, about a 29 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Mortdale?
Within a 2 km walk of the centre of Mortdale there are 6 supermarkets, 21 cafes and 74 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Georges River rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.