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46.0 km from Dubbo CBD
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True annual cost of living in Mount Arthur, NSW 2820

Living in a house in Mount Arthur costs about $11,852 a year: council rates, water and sewerage, commute and home insurance combined. Mount Arthur sits 46.0 kilometres from Dubbo CBD. Unit costs come in at $11,462, as lower council rates more than offset the $1,500 body corporate levy. At 46.0km, the commute dominates running costs. Drivers pay $4,432 more per year than public transport users.

Last updated July 2026 · Dubbo Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 54% of Dubbo Regional suburbs, about 25% below the regional average.
The commute is the biggest expense at $6,832, roughly 58% of the annual total.
Switching from driving to public transport saves $4,432 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$11,852
Driving · per year
$988/month
Lower cost
Unit annual cost
$11,462
Incl. body corporate
$955/month
House vs unit difference
−$390
Unit is cheaper per year

Annual cost breakdown

Council rates
Dubbo Regional rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,270
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 46.0km from Dubbo CBD · 192 days
$6,832
Home insurance
Estimated · flood Medium · fire Medium
$2,450
Total annual running cost
$11,852
($988/month)
↓ 25% below Dubbo Regional average
SuburbCost affordability score ●●○○○ 4.8/10 Poor
Cheaper to run than 54% of Dubbo Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Mount Arthur's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Mount Arthur

within a 2 km walk
Nearest stop
Wellington Station, 1,901 m away, about a 24 minute walk. It is a train stop.
Nearest hospital
Wellington Health Service, 2,585 m away, about a 32 minute walk.
Supermarkets
2
Cafes
3
Parks
6
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Mount Arthur with another suburb

Frequently asked questions about Mount Arthur

Is it cheaper to drive or take public transport from Mount Arthur to Dubbo CBD?

Public transport saves Mount Arthur residents $4,432 per year. Annual commute cost by car is $6,832 versus $2,400 by public transport using the Opal network.

What are the council rates in Mount Arthur?

Mount Arthur falls under Dubbo Regional Council. The average residential rate for 2026-27 is $1,270 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,270 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Mount Arthur?

Running a unit in Mount Arthur costs approximately $11,462 per year by car or $7,030 by public transport. This includes council rates of $1,270, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $560. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Mount Arthur close to public transport?

The nearest scheduled service to the centre of Mount Arthur is Wellington Station, a train stop about 1,901 m away, about a 24 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Mount Arthur?

The closest hospital to the centre of Mount Arthur is Wellington Health Service, about 2,585 m away, about a 32 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Mount Arthur?

Within a 2 km walk of the centre of Mount Arthur there are 2 supermarkets, 3 cafes and 6 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Dubbo Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.