Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Mount Coot-tha
7.6 km from CBD
Home  ·  Suburbs  ·  Brisbane City  ·  Mount Coot-tha

True annual cost of living in Mount Coot-tha, QLD 4066

Living in a house in Mount Coot-tha costs about $8,903 a year: council rates, water and sewerage, commute and home insurance combined. Mount Coot-tha sits 7.6 kilometres from Brisbane CBD. Unit costs reach $9,173, with the $3,200 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $2,132 per year at this distance.

Last updated July 2026 · Brisbane City Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Brisbane City Council average, cheaper than 53% of suburbs in the region.
Home insurance is the biggest expense at $3,100, roughly 35% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$8,903
Driving · per year
$742/month
Unit annual cost
$9,173
Incl. body corporate
$764/month
House vs unit difference
+$270
Unit costs more per year
Annual cost breakdown
Council rates
Brisbane City Council 2026-27 · minimum rate
$1,579
Water & sewerage
Queensland Urban Utilities 2026-27
$1,900
Driving commute
ATO 88c/km · 7.6km from CBD · 192 days
$2,324
Home insurance
Estimated · flood Low · fire High
$3,100
Total annual running cost
$8,903
($742/month)
Near Brisbane City Council average
SuburbCost affordability score ●●●○○ 5.5/10 Average
Cheaper to run than 53% of Brisbane City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Mount Coot-tha's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Mount Coot-tha with another suburb
Is it cheaper to drive or take public transport from Mount Coot-tha to the CBD?
Public transport saves Mount Coot-tha residents $2,132 per year. Annual commute cost by car is $2,324 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mount Coot-tha?
Mount Coot-tha falls under Brisbane City Council. The minimum residential general rate for 2026-27 is $1,579 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,039 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mount Coot-tha?
Running a unit in Mount Coot-tha costs approximately $9,173 per year by car or $7,041 by public transport. This includes council rates of $1,039, water and sewerage $1,900, estimated body corporate levy of $3,200, and contents insurance of $710. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Brisbane City Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.