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82.6 km from CBD
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True annual cost of living in Mount Kilcoy, QLD 4515

Living in a house in Mount Kilcoy costs about $9,873 a year: council rates, water and sewerage, commute and home insurance combined. Mount Kilcoy sits 82.6 kilometres from Brisbane CBD. Unit costs come in at $8,923, as lower council rates more than offset the $1,500 body corporate levy. At 82.6km, the commute dominates running costs. Drivers pay $3,297 more per year than public transport users.

Last updated July 2026 · Somerset Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 60% of Somerset Regional Council suburbs, about 15% below the regional average.
The commute is the biggest expense at $3,489, roughly 35% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$9,873
Driving · per year
$823/month
Lower cost
Unit annual cost
$8,923
Incl. body corporate
$744/month
House vs unit difference
−$950
Unit is cheaper per year
Annual cost breakdown
Council rates
Somerset Regional Council 2026-27 · minimum rate
$1,284
Water & sewerage
Queensland Urban Utilities 2026-27
$1,900
Driving commute
ATO 88c/km · 82.6km from CBD · 192 days
$3,489
Home insurance
Estimated · flood Low · fire High
$3,200
Total annual running cost
$9,873
($823/month)
↓ 15% below Somerset Regional Council average
SuburbCost affordability score ●●●○○ 5.1/10 Average
Cheaper to run than 60% of Somerset Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Mount Kilcoy's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Mount Kilcoy with another suburb
Is it cheaper to drive or take public transport from Mount Kilcoy to the CBD?
Public transport saves Mount Kilcoy residents $3,297 per year. Annual commute cost by car is $3,489 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mount Kilcoy?
Mount Kilcoy falls under Somerset Regional Council. The minimum residential general rate for 2026-27 is $1,284 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,284 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mount Kilcoy?
Running a unit in Mount Kilcoy costs approximately $8,923 per year by car or $5,626 by public transport. This includes council rates of $1,284, water and sewerage $1,900, estimated body corporate levy of $1,500, and contents insurance of $750. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Somerset Regional Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.