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41.2 km from CBD
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True annual cost of living in Mount Ossa, QLD 4741

Living in a house in Mount Ossa costs about $14,466 a year: council rates, water and sewerage, commute and home insurance combined. Mount Ossa sits 41.2 kilometres from Brisbane CBD. Unit costs come in at $12,378, as lower council rates more than offset the $1,400 body corporate levy. At 41.2km, the commute dominates running costs. Drivers pay $6,560 more per year than public transport users.

Last updated July 2026 · Mackay Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Costs 13% more to run than the Mackay Regional Council average, cheaper than only 23% of suburbs in the region.
The commute is the biggest expense at $6,752, roughly 47% of the annual total.
Switching from driving to public transport saves $6,560 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$14,466
Driving · per year
$1,206/month
Lower cost
Unit annual cost
$12,378
Incl. body corporate
$1,032/month
House vs unit difference
−$2,088
Unit is cheaper per year
Annual cost breakdown
Council rates
Mackay Regional Council 2026-27 · minimum rate
$1,466
Water & sewerage
Mackay Regional Council Water & Sewerage 2026-27
$2,048
Driving commute
ATO 88c/km · 41.2km from CBD · 192 days
$6,752
Home insurance
Estimated · flood Low · fire Low
$4,200
Total annual running cost
$14,466
($1,206/month)
↑ 13% above Mackay Regional Council average
SuburbCost affordability score ●●●○○ 5.1/10 Average
Cheaper to run than 23% of Mackay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Mount Ossa's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Mount Ossa with another suburb
Is it cheaper to drive or take public transport from Mount Ossa to the CBD?
Public transport saves Mount Ossa residents $6,560 per year. Annual commute cost by car is $6,752 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mount Ossa?
Mount Ossa falls under Mackay Regional Council. The minimum residential general rate for 2026-27 is $1,466 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,528 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mount Ossa?
Running a unit in Mount Ossa costs approximately $12,378 per year by car or $5,818 by public transport. This includes council rates of $1,528, water and sewerage $2,048, estimated body corporate levy of $1,400, and contents insurance of $650. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Mackay Regional Council 2026-27. Water: Mackay Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.