True annual cost of living in Mount Ossa, QLD 4741
Mount Ossa sits 41.2 kilometres from Brisbane CBD. Annual running costs for a house total $10,915, covering council rates, water and sewerage, commute and home insurance. Unit costs come in at $8,965, as lower council rates more than offset the $1,400 body corporate levy. At 41.2km, the commute dominates running costs. Drivers pay $3,289 more per year than public transport users.
Annual cost — house
$10,915
Driving · per year
$910/month
Lower cost
Annual cost — unit
$8,965
Incl. body corporate
$747/month
House vs unit difference
−$1,950
Unit is cheaper per year
Annual cost breakdown
Council rates
Mackay Regional Council 2025-26
$1,328
Water & sewerage
Mackay Regional Council Water & Sewerage 2025-26
$1,906
Commute — driving
ATO 88c/km · 41.2km from CBD · 192 days
$3,481
Home insurance
Estimated — flood Low, fire Low
$4,200
Body corporate
Estimated
$1,400
Total annual running cost
$10,915
($910/month)
↑ 8% above Mackay Regional Council average
SuburbCost affordability score ●●●○○5.4/10
Compare Mount Ossa with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Mount Ossa to the CBD?
Public transport saves Mount Ossa residents $3,289 per year. Annual commute cost by car is $3,481 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mount Ossa?
Mount Ossa falls under Mackay Regional Council. The residential general rate for 2025–26 is $1,328 per year for an owner-occupied house. Unit owners in strata schemes pay $1,528 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mount Ossa?
Running a unit in Mount Ossa costs approximately $8,965 per year by car or $5,676 by public transport. This includes council rates of $1,528, water and sewerage $1,906, estimated body corporate levy of $1,400, and contents insurance of $650. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.
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Data sources: Council rates: Mackay Regional Council 2025-26. Water: Mackay Regional Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.