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61.4 km from CBD
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True annual cost of living in Mutarnee, QLD 4816

Living in a house in Mutarnee costs about $12,766 a year: council rates, water and sewerage, commute and home insurance combined. Mutarnee sits 61.4 kilometres from Brisbane CBD. Unit costs come in at $10,466, as lower council rates more than offset the $1,500 body corporate levy. At 61.4km, the commute dominates running costs. Drivers pay $4,632 more per year than public transport users.

Last updated July 2026 · Townsville City Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Townsville City Council average, cheaper than 40% of suburbs in the region.
The commute is the biggest expense at $4,824, roughly 38% of the annual total.
Switching from driving to public transport saves $4,632 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$12,766
Driving · per year
$1,064/month
Lower cost
Unit annual cost
$10,466
Incl. body corporate
$872/month
House vs unit difference
−$2,300
Unit is cheaper per year
Annual cost breakdown
Council rates
Townsville City Council 2026-27 · minimum rate
$1,343
Water & sewerage
Townsville City Council Water & Sewerage 2026-27
$2,099
Driving commute
ATO 88c/km · 61.4km from CBD · 192 days
$4,824
Home insurance
Estimated · flood Low · fire Low
$4,500
Total annual running cost
$12,766
($1,064/month)
Near Townsville City Council average
SuburbCost affordability score ●●●○○ 6.3/10 Average
Cheaper to run than 40% of Townsville City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,218/yr
5,933 kWh
Unit
$1,773/yr
4,450 kWh
Estimated from AER residential benchmarks for Mutarnee's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Mutarnee with another suburb
Is it cheaper to drive or take public transport from Mutarnee to the CBD?
Public transport saves Mutarnee residents $4,632 per year. Annual commute cost by car is $4,824 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Mutarnee?
Mutarnee falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Mutarnee?
Running a unit in Mutarnee costs approximately $10,466 per year by car or $5,834 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $1,500, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.