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6.0 km from CBD
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True annual cost of living in Naremburn, NSW 2065

Living in a house in Naremburn costs about $6,614 a year: council rates, water and sewerage, commute and home insurance combined. Naremburn sits 6.0 kilometres from Sydney CBD. Unit costs reach $7,794, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $45 per year at this distance.

Last updated July 2026 · Willoughby Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 92% of Willoughby suburbs, about 8% below the regional average.
The commute is the biggest expense at $1,875, roughly 28% of the annual total.
Switching from driving to public transport saves $45 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$6,614
Driving · per year
$551/month
Unit annual cost
$7,794
Incl. body corporate
$650/month
House vs unit difference
+$1,180
Unit costs more per year
Annual cost breakdown
Council rates
Willoughby rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,341
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 6.0km from CBD · 192 days
$1,875
Home insurance
Estimated · flood Low · fire Low
$1,850
Total annual running cost
$6,614
($551/month)
↓ 8% below Willoughby average
SuburbCost affordability score ●●●●● 9.6/10 Excellent
Cheaper to run than 92% of Willoughby suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,148/yr
5,238 kWh
Unit
$1,716/yr
3,929 kWh
Estimated from AER residential benchmarks for Naremburn's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Naremburn with another suburb
Is it cheaper to drive or take public transport from Naremburn to the CBD?
Driving saves Naremburn residents $45 per year. Annual commute cost by car is $1,875 versus $1,920 by public transport using the Opal network.
What are the council rates in Naremburn?
Naremburn falls under Willoughby Council. The average residential rate for 2026-27 is $1,341 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,341 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Naremburn?
Running a unit in Naremburn costs approximately $7,794 per year by car or $7,839 by public transport. This includes council rates of $1,341, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Willoughby rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.