True annual cost of living in North Epping, NSW 2121
Living in a house in North Epping costs about $9,411 a year: council rates, water and sewerage, commute and home insurance combined. North Epping sits 16.0 kilometres from Sydney CBD. Unit costs reach $10,351, with the $2,300 body corporate levy accounting for the entire difference between the two. At 16.0km from the CBD, transport mode shifts the annual total by $2,086. The gap widens as commute costs rise.
Cheaper to run than 83% of Hornsby suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,615/yr
6,060 kWh
Unit
$2,113/yr
4,545 kWh
Estimated from AER residential benchmarks for North Epping's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around North Epping
within a 2 km walk
Nearest stop
Cheltenham, 1,801 m away, about a 23 minute walk. It is a train stop.
Nearest hospital
Macquarie University Hospital, 2,492 m away, about a 31 minute walk.
Supermarkets
2
Cafes
5
Parks
30
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from North Epping to the CBD?
Public transport saves North Epping residents $2,086 per year. Annual commute cost by car is $4,472 versus $2,386 by public transport using the Opal network.
What are the council rates in North Epping?
North Epping falls under Hornsby Council. The average residential rate for 2026-27 is $1,541 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,541 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in North Epping?
Running a unit in North Epping costs approximately $10,351 per year by car or $8,265 by public transport. This includes council rates of $1,541, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is North Epping close to public transport?
The nearest scheduled service to the centre of North Epping is Cheltenham, a train stop about 1,801 m away, about a 23 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to North Epping?
The closest hospital to the centre of North Epping is Macquarie University Hospital, about 2,492 m away, about a 31 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in North Epping?
Within a 2 km walk of the centre of North Epping there are 2 supermarkets, 5 cafes and 30 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Hornsby rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.