Living in a house in Oakey costs about $12,109 a year: council rates, water and sewerage, commute and home insurance combined. Oakey sits 26.8 kilometres from Toowoomba CBD. Unit costs come in at $12,059, as lower council rates more than offset the $1,700 body corporate levy. At 26.8km from Toowoomba CBD, transport mode shifts the annual total by $6,035. The gap widens as commute costs rise.
About $233 a week to run a house here, including estimates
Lower cost
Unit annual cost
$12,059
Incl. body corporate
$1,005/month
About $232 a week to run a unit here, including estimates
House vs unit difference
−$50
Unit is cheaper per year
Annual cost breakdown
Council rates
Official, 2026-27 Toowoomba Regional Council · City Urban minimum, category not confirmed for this suburb
$1,444
Water & sewerage
Official, 2026-27 Toowoomba Regional Council Water & Sewerage
$2,188
Driving commute
Modelled, 2026-27 ATO 91c/km · 26.8km from Toowoomba CBD · 192 days
$6,227
Home insurance
Estimated flood Low · fire Low
$2,250
Body corporate
Estimated
$1,700
Total annual running cost
$12,109
($1,009/month, $233/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $127 a year here (levy class E, 2026-27).
↑ 7% above Toowoomba Regional Council average
SuburbCost affordability score ●●●○○5.0/10 Average
Cheaper to run than 32% of Toowoomba Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,274/yr
5,591 kWh
Unit
$1,870/yr
4,193 kWh
Estimated from AER residential benchmarks for Oakey's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Oakey
within a 2 km walk
Nearest stop
Oakey, 2,013 m away, about a 25 minute walk. It is a train stop.
Nearest hospital
Oakey Hospital, 2,684 m away, about a 34 minute walk.
Supermarkets
0
Cafes
1
Parks
6
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Oakey with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Oakey
Is it cheaper to drive or take public transport from Oakey to Toowoomba CBD?
Public transport saves Oakey residents $6,035 per year. Annual commute cost by car is $6,227 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Oakey?
Oakey falls under Toowoomba Regional Council. Toowoomba sets six residential categories and the minimum general rate runs from $1,083 to $1,444 depending on where the property is. The figure here is the City Urban minimum. Which category applies turns on Map 1 of the council’s rating maps, which is not published, so a property outside the Toowoomba city urban area may pay less than this. Properties on higher land value pay more than the minimum. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Oakey?
Running a unit in Oakey costs approximately $12,059 per year by car or $6,024 by public transport. This includes council rates of $1,444, water and sewerage $2,188, estimated body corporate levy of $1,700, and contents insurance of $500. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Oakey close to public transport?
The nearest scheduled service to the centre of Oakey is Oakey, a train stop about 2,013 m away, about a 25 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Oakey?
The closest hospital to the centre of Oakey is Oakey Hospital, about 2,684 m away, about a 34 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Oakey?
Within a 2 km walk of the centre of Oakey there are 0 supermarkets, 1 cafe and 6 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Toowoomba Regional Council 2026-27. Water: Toowoomba Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.