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Map of Penshurst
15.5 km from CBD
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True annual cost of living in Penshurst, NSW 2222

Living in a house in Penshurst costs about $8,862 a year: council rates, water and sewerage, commute and home insurance combined. Penshurst sits 15.5 kilometres from Sydney CBD. Unit costs reach $10,092, with the $2,300 body corporate levy accounting for the entire difference between the two. At 15.5km from the CBD, transport mode shifts the annual total by $1,981. The gap widens as commute costs rise.

Last updated July 2026 · Georges River Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Georges River average, cheaper than 87% of suburbs in the region.
The commute is the biggest expense at $4,367, roughly 49% of the annual total.
Switching from driving to public transport saves $1,981 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$8,862
Driving · per year
$739/month
About $170 a week to run a house here, including estimates
Unit annual cost
$10,092
Incl. body corporate
$841/month
About $194 a week to run a unit here, including estimates
House vs unit difference
+$1,230
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Georges River rates
$1,447
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 15.5km from CBD · 192 days
$4,367
Home insurance
Estimated flood Low · fire Low
$1,500
Total annual running cost
$8,862
($739/month, $170/week)

Excludes electricity, estimated separately below.

Near Georges River average
SuburbCost affordability score ●●●●○ 8.9/10 Excellent
Cheaper to run than 87% of Georges River suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Penshurst's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Penshurst

within a 2 km walk
Nearest stop
Penshurst, 513 m away, about a 6 minute walk. It is a train stop.
Nearest hospital
Hurstville Private Hospital, 1,013 m away, about a 13 minute walk.
Supermarkets
17
Cafes
44
Parks
73
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Penshurst

Is it cheaper to drive or take public transport from Penshurst to the CBD?

Public transport saves Penshurst residents $1,981 per year. Annual commute cost by car is $4,367 versus $2,386 by public transport using the Opal network.

What are the council rates in Penshurst?

Penshurst falls under Georges River Council. The average residential rate for 2026-27 is $1,447 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,447 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Penshurst?

Running a unit in Penshurst costs approximately $10,092 per year by car or $8,111 by public transport. This includes council rates of $1,447, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Penshurst close to public transport?

The nearest scheduled service to the centre of Penshurst is Penshurst, a train stop about 513 m away, about a 6 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Penshurst?

The closest hospital to the centre of Penshurst is Hurstville Private Hospital, about 1,013 m away, about a 13 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Penshurst?

Within a 2 km walk of the centre of Penshurst there are 17 supermarkets, 44 cafes and 73 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Georges River rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.