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Map of Pine Mountain
31.3 km from CBD
Home  ·  Suburbs  ·  Ipswich City  ·  Pine Mountain

True annual cost of living in Pine Mountain, QLD 4306

Living in a house in Pine Mountain costs about $13,057 a year: council rates, water and sewerage, commute and home insurance combined. Pine Mountain sits 31.3 kilometres from Brisbane CBD. Unit costs come in at $12,577, as lower council rates more than offset the $2,000 body corporate levy. At 31.3km, the commute dominates running costs. Drivers pay $6,467 more per year than public transport users.

Last updated July 2026 · Ipswich City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Ipswich City Council average, cheaper than 27% of suburbs in the region.
The commute is the biggest expense at $6,659, roughly 51% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$13,057
Driving · per year
$1,088/month
Lower cost
Unit annual cost
$12,577
Incl. body corporate
$1,048/month
House vs unit difference
−$480
Unit is cheaper per year

Annual cost breakdown

Council rates
Ipswich City Council 2026-27 · minimum rate
$1,298
Water & sewerage
Queensland Urban Utilities 2026-27
$1,900
Driving commute
ATO 91c/km · 31.3km from CBD · 192 days
$6,659
Home insurance
Estimated · flood Low · fire High
$3,200
Total annual running cost
$13,057
($1,088/month)
Near Ipswich City Council average
SuburbCost affordability score ●●○○○ 3.0/10 Poor
Cheaper to run than 27% of Ipswich City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Pine Mountain's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Pine Mountain

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
2
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Pine Mountain with another suburb

Frequently asked questions about Pine Mountain

Is it cheaper to drive or take public transport from Pine Mountain to the CBD?

Public transport saves Pine Mountain residents $6,467 per year. Annual commute cost by car is $6,659 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Pine Mountain?

Pine Mountain falls under Ipswich City Council. The minimum residential general rate for 2026-27 is $1,298 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,298 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Pine Mountain?

Running a unit in Pine Mountain costs approximately $12,577 per year by car or $6,110 by public transport. This includes council rates of $1,298, water and sewerage $1,900, estimated body corporate levy of $2,000, and contents insurance of $720. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Pine Mountain close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Pine Mountain. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Pine Mountain?

Within a 2 km walk of the centre of Pine Mountain there are 0 supermarkets, 0 cafes and 2 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Ipswich City Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.