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36.6 km from CBD
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True annual cost of living in Plumpton, NSW 2761

Living in a house in Plumpton costs about $11,697 a year: council rates, water and sewerage, commute and home insurance combined. Plumpton sits 36.6 kilometres from Sydney CBD. Unit costs reach $12,377, with the $2,100 body corporate levy accounting for the entire difference between the two. At 36.6km, the commute dominates running costs. Drivers pay $4,539 more per year than public transport users.

Last updated July 2026 · Blacktown City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Blacktown City Council average, cheaper than 58% of suburbs in the region.
The commute is the biggest expense at $6,939, roughly 59% of the annual total.
Switching from driving to public transport saves $4,539 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,697
Driving · per year
$975/month
Unit annual cost
$12,377
Incl. body corporate
$1,031/month
House vs unit difference
+$680
Unit costs more per year

Annual cost breakdown

Council rates
Blacktown City Council rates (IPART approved SRV, 11.54% adopted for 2026-27) · average rate
$1,360
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 36.6km from CBD · 192 days
$6,939
Home insurance
Estimated · flood Low · fire Low
$1,850
Total annual running cost
$11,697
($975/month)
Near Blacktown City Council average
SuburbCost affordability score ●●●●○ 7.0/10 Good
Cheaper to run than 58% of Blacktown City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Plumpton's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Plumpton

within a 2 km walk
Nearest stop
Rooty Hill, 2,118 m away, about a 26 minute walk. It is a train stop.
Nearest hospital
Mount Druitt Hospital, 1,537 m away, about a 19 minute walk.
Supermarkets
5
Cafes
2
Parks
59
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Plumpton with another suburb

Frequently asked questions about Plumpton

Is it cheaper to drive or take public transport from Plumpton to the CBD?

Public transport saves Plumpton residents $4,539 per year. Annual commute cost by car is $6,939 versus $2,400 by public transport using the Opal network.

What are the council rates in Plumpton?

Plumpton falls under Blacktown City Council. The average residential rate for 2026-27 is $1,360 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,360 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Plumpton?

Running a unit in Plumpton costs approximately $12,377 per year by car or $7,838 by public transport. This includes council rates of $1,360, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Plumpton close to public transport?

The nearest scheduled service to the centre of Plumpton is Rooty Hill, a train stop about 2,118 m away, about a 26 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Plumpton?

The closest hospital to the centre of Plumpton is Mount Druitt Hospital, about 1,537 m away, about a 19 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Plumpton?

Within a 2 km walk of the centre of Plumpton there are 5 supermarkets, 2 cafes and 59 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.