Living in a house in Purnim costs about $9,145 a year: council rates, water and sewerage, commute and home insurance combined. Purnim sits 16.2 kilometres from Warrnambool CBD. Unit costs come in at $9,115, as lower council rates more than offset the $1,500 owners corporation levy. The commute is costed by car to Warrnambool, at $4,506 a year, because no daily public transport commute is assumed here.
About $176 a week to run a house here, including estimates
Lower cost
Unit annual cost
$9,115
Incl. owners corporation
$760/month
About $175 a week to run a unit here, including estimates
House vs unit difference
−$30
Unit is cheaper per year
Annual cost breakdown
Council rates
Official, 2026-27 Moyne rates
$1,289
Water & sewerage
Official, 2026-27 Wannon Water
$1,500
Driving commute
Modelled, 2026-27 ATO 91c/km · 16.2km from Warrnambool CBD · 192 days
$4,506
Home insurance
Estimated flood Low · fire Medium
$1,850
Owners corporation
Estimated
$1,500
Total annual running cost
$9,145
($762/month, $176/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).
↓ 7% below Moyne Shire Council average
SuburbCost affordability score ●●●○○6.1/10 Average
Cheaper to run than 65% of Moyne Shire Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$1,870/yr
4,840 kWh
Unit
$1,528/yr
3,630 kWh
Estimated from AER residential benchmarks for Purnim's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Compare Purnim with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Purnim
Is it cheaper to drive or take public transport from Purnim to Warrnambool CBD?
Public transport options are limited in Purnim; driving is the practical commute at $4,506 per year.
What are the council rates in Purnim?
Purnim falls under Moyne Shire Council. The average residential rate for 2026-27 is $1,289 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.
What does it cost to run a unit in Purnim?
Running a unit in Purnim costs approximately $9,115 per year by car or $9,115 by public transport. This includes council rates of $1,289, water and sewerage $1,500, estimated owners corporation levy of $1,500, and contents insurance of $320. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.
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10-year cost projection
School scores & catchments
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Data sources: Council rates: Moyne rates (2026-27 budget). Water: Wannon Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.