Living in a house in Pymble costs about $9,889 a year: council rates, water and sewerage, commute and home insurance combined. Pymble sits 15.2 kilometres from Sydney CBD. Unit costs reach $10,769, with the $2,300 body corporate levy accounting for the entire difference between the two. At 15.2km from the CBD, transport mode shifts the annual total by $1,916. The gap widens as commute costs rise.
Ku-ring-gai Council rates (IPART approved SRV, 29% in 2026-27) · average rate
$2,189
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 15.2km from CBD · 192 days
$4,302
Home insurance
Estimated · flood Low · fire Low
$1,850
Body corporate
Estimated
$2,300
Total annual running cost
$9,889
($824/month)
Near Ku-ring-gai Council average
SuburbCost affordability score ●●●●○7.9/10 Good
Cheaper to run than 59% of Ku-ring-gai Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Pymble's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Pymble
within a 2 km walk
Nearest stop
Pymble, 237 m away, about a 3 minute walk. It is a train stop.
Nearest hospital
Gordon Private Hospital, 1,800 m away, about a 23 minute walk.
Supermarkets
6
Cafes
19
Parks
32
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Pymble to the CBD?
Public transport saves Pymble residents $1,916 per year. Annual commute cost by car is $4,302 versus $2,386 by public transport using the Opal network.
What are the council rates in Pymble?
Pymble falls under Ku-ring-gai Council. The average residential rate for 2026-27 is $2,189 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $2,189 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Pymble?
Running a unit in Pymble costs approximately $10,769 per year by car or $8,853 by public transport. This includes council rates of $2,189, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Pymble close to public transport?
The nearest scheduled service to the centre of Pymble is Pymble, a train stop about 237 m away, about a 3 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Pymble?
The closest hospital to the centre of Pymble is Gordon Private Hospital, about 1,800 m away, about a 23 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Pymble?
Within a 2 km walk of the centre of Pymble there are 6 supermarkets, 19 cafes and 32 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Ku-ring-gai Council rates (IPART approved SRV, 29% in 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.