Living in a house in Raleigh costs about $11,562 a year: council rates, water and sewerage, commute and home insurance combined. Raleigh sits 21.6 kilometres from Coffs Harbour CBD. Unit costs come in at $10,672, as lower council rates more than offset the $1,500 body corporate levy. At 21.6km from Coffs Harbour CBD, transport mode shifts the annual total by $3,110. The gap widens as commute costs rise.
ATO 91c/km · 21.6km from Coffs Harbour CBD · 192 days
$5,510
Home insurance
Estimated · flood High · fire Medium
$3,100
Body corporate
Estimated
$1,500
Total annual running cost
$11,562
($964/month)
↓ 13% below Bellingen average
SuburbCost affordability score ●●●○○6.2/10 Average
Cheaper to run than 85% of Bellingen suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,774/yr
5,086 kWh
Unit
$2,329/yr
3,815 kWh
Estimated from AER residential benchmarks for Raleigh's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Raleigh
within a 2 km walk
Nearest stop
Urunga, 2,686 m away, about a 34 minute walk. It is a train stop.
Supermarkets
0
Cafes
1
Parks
4
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Raleigh to Coffs Harbour CBD?
Public transport saves Raleigh residents $3,110 per year. Annual commute cost by car is $5,510 versus $2,400 by public transport using the Opal network.
What are the council rates in Raleigh?
Raleigh falls under Bellingen Council. The average residential rate for 2026-27 is $1,652 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,652 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Raleigh?
Running a unit in Raleigh costs approximately $10,672 per year by car or $7,562 by public transport. This includes council rates of $1,652, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $710. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Raleigh close to public transport?
The nearest scheduled service to the centre of Raleigh is Urunga, a train stop about 2,686 m away, about a 34 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Raleigh?
Within a 2 km walk of the centre of Raleigh there are 0 supermarkets, 1 cafe and 4 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Bellingen rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.