Living in a house in Richards costs about $13,146 a year: council rates, water and sewerage, commute and home insurance combined. Richards sits 39.8 kilometres from Sydney CBD. Unit costs come in at $12,746, as lower council rates more than offset the $2,100 body corporate levy. At 39.8km, the commute dominates running costs. Drivers pay $4,588 more per year than public transport users.
Blacktown City Council rates (IPART approved SRV, 11.54% adopted for 2026-27) · average rate
$1,360
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 39.8km from CBD · 192 days
$6,988
Home insurance
Estimated · flood High · fire Medium
$3,250
Body corporate
Estimated
$2,100
Total annual running cost
$13,146
($1,096/month)
↑ 11% above Blacktown City Council average
SuburbCost affordability score ●○○○○2.2/10 Poor
Cheaper to run than 4% of Blacktown City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Richards's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Richards
within a 2 km walk
Nearest stop
Riverstone, 1,256 m away, about a 16 minute walk. It is a train stop.
Supermarkets
1
Cafes
0
Parks
7
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Richards to the CBD?
Public transport saves Richards residents $4,588 per year. Annual commute cost by car is $6,988 versus $2,400 by public transport using the Opal network.
What are the council rates in Richards?
Richards falls under Blacktown City Council. The average residential rate for 2026-27 is $1,360 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,360 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Richards?
Running a unit in Richards costs approximately $12,746 per year by car or $8,158 by public transport. This includes council rates of $1,360, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $750. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Richards close to public transport?
The nearest scheduled service to the centre of Richards is Riverstone, a train stop about 1,256 m away, about a 16 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Richards?
Within a 2 km walk of the centre of Richards there is 1 supermarket, 0 cafes and 7 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.