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9.7 km from CBD
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True annual cost of living in Roseville, NSW 2069

Living in a house in Roseville costs about $8,865 a year: council rates, water and sewerage, commute and home insurance combined. Roseville sits 9.7 kilometres from Sydney CBD. Unit costs reach $9,805, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $1,058 per year at this distance.

Last updated July 2026 · Ku-ring-gai Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 100% of Ku-ring-gai Council suburbs, about 13% below the regional average.
The commute is the biggest expense at $2,978, roughly 34% of the annual total.
Switching from driving to public transport saves $1,058 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$8,865
Driving · per year
$739/month
Unit annual cost
$9,805
Incl. body corporate
$817/month
House vs unit difference
+$940
Unit costs more per year

Annual cost breakdown

Council rates
Ku-ring-gai Council rates (IPART approved SRV, 29% in 2026-27) · average rate
$2,189
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 9.7km from CBD · 192 days
$2,978
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$8,865
($739/month)
↓ 13% below Ku-ring-gai Council average
SuburbCost affordability score ●●●●○ 8.8/10 Excellent
Cheaper to run than 100% of Ku-ring-gai Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Roseville's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Roseville

within a 2 km walk
Nearest stop
Roseville, 397 m away, about a 5 minute walk. It is a train stop.
Nearest hospital
Hirondelle Private Hospital, 709 m away, about a 9 minute walk.
Supermarkets
20
Cafes
88
Parks
52
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Roseville with another suburb

Frequently asked questions about Roseville

Is it cheaper to drive or take public transport from Roseville to the CBD?

Public transport saves Roseville residents $1,058 per year. Annual commute cost by car is $2,978 versus $1,920 by public transport using the Opal network.

What are the council rates in Roseville?

Roseville falls under Ku-ring-gai Council. The average residential rate for 2026-27 is $2,189 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $2,189 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Roseville?

Running a unit in Roseville costs approximately $9,805 per year by car or $8,747 by public transport. This includes council rates of $2,189, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Roseville close to public transport?

The nearest scheduled service to the centre of Roseville is Roseville, a train stop about 397 m away, about a 5 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Roseville?

The closest hospital to the centre of Roseville is Hirondelle Private Hospital, about 709 m away, about a 9 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Roseville?

Within a 2 km walk of the centre of Roseville there are 20 supermarkets, 88 cafes and 52 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Ku-ring-gai Council rates (IPART approved SRV, 29% in 2026-27). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.