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28.9 km from CBD
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True annual cost of living in Rothwell, QLD 4022

Living in a house in Rothwell costs about $12,918 a year: council rates, water and sewerage, commute and home insurance combined. Rothwell sits 28.9 kilometres from Brisbane CBD. Unit costs reach $13,533, with the $2,800 body corporate levy accounting for the entire difference between the two. At 28.9km from the CBD, transport mode shifts the annual total by $6,046. The gap widens as commute costs rise.

Last updated July 2026 · Moreton Bay Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Moreton Bay Regional Council average, cheaper than 49% of suburbs in the region.
The commute is the biggest expense at $6,238, roughly 48% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$12,918
Driving · per year
$1,077/month
Unit annual cost
$13,533
Incl. body corporate
$1,128/month
House vs unit difference
+$615
Unit costs more per year
Annual cost breakdown
Council rates
Moreton Bay Regional Council 2026-27 · minimum rate
$1,636
Water & sewerage
Unitywater (Moreton Bay) 2026-27
$2,144
Driving commute
ATO 88c/km · 28.9km from CBD · 192 days
$6,238
Home insurance
Estimated · flood Low · fire High
$2,900
Total annual running cost
$12,918
($1,077/month)
Near Moreton Bay Regional Council average
SuburbCost affordability score ●●○○○ 4.3/10 Poor
Cheaper to run than 49% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Rothwell's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Rothwell with another suburb
Is it cheaper to drive or take public transport from Rothwell to the CBD?
Public transport saves Rothwell residents $6,046 per year. Annual commute cost by car is $6,238 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Rothwell?
Rothwell falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,636 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,651 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Rothwell?
Running a unit in Rothwell costs approximately $13,533 per year by car or $7,487 by public transport. This includes council rates of $1,651, water and sewerage $2,144, estimated body corporate levy of $2,800, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.