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44.0 km from Horsham CBD
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True annual cost of living in Rupanyup, VIC 3388

Living in a house in Rupanyup costs about $10,594 a year: council rates, water and sewerage, commute and home insurance combined. Rupanyup sits 44.0 kilometres from Horsham CBD. Unit costs reach $10,914, with the $1,500 owners corporation levy accounting for the entire difference between the two. The commute is costed by car to Horsham, at $6,920 a year, because no daily public transport commute is assumed here.

Last updated November 2026 · Yarriambiack Shire Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 41% of Yarriambiack Shire Council suburbs, about 9% below the regional average.
The commute is the biggest expense at $6,920, roughly 65% of the annual total.
The nearest state school scores 5.4/10 (ACARA ICSEA), around average for Victoria.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,594
Driving · per year
$883/month
About $204 a week to run a house here, including estimates
Unit annual cost
$10,914
Incl. owners corporation
$910/month
About $210 a week to run a unit here, including estimates
House vs unit difference
+$320
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Yarriambiack rates
$701
Water & sewerage
Official, 2026-27 Grampians Wimmera Mallee Water
$1,473
Driving commute
Modelled, 2026-27 ATO 91c/km · 44.0km from Horsham CBD · 192 days
$6,920
Home insurance
Estimated flood Low · fire Medium
$1,500
Total annual running cost
$10,594
($883/month, $204/week)

Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).

↓ 9% below Yarriambiack Shire Council average
SuburbCost affordability score ●●○○○ 4.9/10 Poor
Cheaper to run than 41% of Yarriambiack Shire Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,250/yr
6,186 kWh
Unit
$1,813/yr
4,640 kWh
Estimated from AER residential benchmarks for Rupanyup's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

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Frequently asked questions about Rupanyup

Is it cheaper to drive or take public transport from Rupanyup to Horsham CBD?

Public transport options are limited in Rupanyup; driving is the practical commute at $6,920 per year.

What are the council rates in Rupanyup?

Rupanyup falls under Yarriambiack Shire Council. The average residential rate for 2026-27 is $701 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.

What does it cost to run a unit in Rupanyup?

Running a unit in Rupanyup costs approximately $10,914 per year by car or $10,914 by public transport. This includes council rates of $701, water and sewerage $1,473, estimated owners corporation levy of $1,500, and contents insurance of $320. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Yarriambiack rates (2026-27 budget). Water: Grampians Wimmera Mallee Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.