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Map of Rush Creek
33.3 km from CBD
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True annual cost of living in Rush Creek, QLD 4521

Living in a house in Rush Creek costs about $13,149 a year: council rates, water and sewerage, commute and home insurance combined. Rush Creek sits 33.3 kilometres from Brisbane CBD. Unit costs reach $13,784, with the $2,800 body corporate levy accounting for the entire difference between the two. At 33.3km, the commute dominates running costs. Drivers pay $6,377 more per year than public transport users.

Last updated July 2026 · Moreton Bay Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Moreton Bay Regional Council average, cheaper than 36% of suburbs in the region.
The commute is the biggest expense at $6,569, roughly 50% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$13,149
Driving · per year
$1,096/month
Unit annual cost
$13,784
Incl. body corporate
$1,149/month
House vs unit difference
+$635
Unit costs more per year
Annual cost breakdown
Council rates
Moreton Bay Regional Council 2026-27 · minimum rate
$1,636
Water & sewerage
Unitywater (Moreton Bay) 2026-27
$2,144
Driving commute
ATO 88c/km · 33.3km from CBD · 192 days
$6,569
Home insurance
Estimated · flood Low · fire High
$2,800
Total annual running cost
$13,149
($1,096/month)
Near Moreton Bay Regional Council average
SuburbCost affordability score ●●○○○ 4.1/10 Poor
Cheaper to run than 36% of Moreton Bay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Rush Creek's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Rush Creek with another suburb
Is it cheaper to drive or take public transport from Rush Creek to the CBD?
Public transport saves Rush Creek residents $6,377 per year. Annual commute cost by car is $6,569 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Rush Creek?
Rush Creek falls under Moreton Bay Regional Council. The minimum residential general rate for 2026-27 is $1,636 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,651 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Rush Creek?
Running a unit in Rush Creek costs approximately $13,784 per year by car or $7,407 by public transport. This includes council rates of $1,651, water and sewerage $2,144, estimated body corporate levy of $2,800, and contents insurance of $620. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Moreton Bay Regional Council 2026-27. Water: Unitywater (Moreton Bay) 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.