Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Data studies For agents and brokers
Map of Ryde
11.0 km from CBD
Home  ·  Suburbs  ·  Greater Sydney  ·  Ryde

True annual cost of living in Ryde, NSW 2112

Living in a house in Ryde costs about $7,991 a year: council rates, water and sewerage, commute and home insurance combined. Ryde sits 11.0 kilometres from Sydney CBD. Unit costs reach $9,271, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $929 per year at this distance.

Last updated July 2026 · Ryde Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Ryde average, cheaper than 93% of suburbs in the region.
The commute is the biggest expense at $3,315, roughly 41% of the annual total.
Switching from driving to public transport saves $929 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$7,991
Driving · per year
$666/month
About $154 a week to run a house here, including estimates
Unit annual cost
$9,271
Incl. body corporate
$773/month
About $178 a week to run a unit here, including estimates
House vs unit difference
+$1,280
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Ryde rates
$1,278
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 11.0km from CBD · 192 days
$3,315
Home insurance
Estimated flood Medium · fire Low
$1,850
Total annual running cost
$7,991
($666/month, $154/week)

Excludes electricity, estimated separately below.

Near Ryde average
SuburbCost affordability score ●●●●○ 8.1/10 Excellent
Cheaper to run than 93% of Ryde suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Ryde's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Ryde

within a 2 km walk
Nearest stop
STA Ryde Depot, 1,178 m away, about a 15 minute walk. It is a bus stop.
Nearest hospital
Royal Ryde Rehabilitation Centre, 1,368 m away, about a 17 minute walk.
Supermarkets
6
Cafes
13
Parks
55
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Ryde with another suburb

Frequently asked questions about Ryde

Is it cheaper to drive or take public transport from Ryde to the CBD?

Public transport saves Ryde residents $929 per year. Annual commute cost by car is $3,315 versus $2,386 by public transport using the Opal network.

What are the council rates in Ryde?

Ryde falls under Ryde Council. The average residential rate for 2026-27 is $1,278 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,278 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Ryde?

Running a unit in Ryde costs approximately $9,271 per year by car or $8,342 by public transport. This includes council rates of $1,278, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Ryde close to public transport?

The nearest scheduled service to the centre of Ryde is STA Ryde Depot, a bus stop about 1,178 m away, about a 15 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Ryde?

The closest hospital to the centre of Ryde is Royal Ryde Rehabilitation Centre, about 1,368 m away, about a 17 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Ryde?

Within a 2 km walk of the centre of Ryde there are 6 supermarkets, 13 cafes and 55 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Get a free report on one suburb, or compare up to five. The report is free to you. SuburbCost may receive a referral fee from a mortgage broker if you ask us to introduce you.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
Your suburb shortlist
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. A copy is on its way to your inbox. If it isn't there within a minute, check your junk folder and mark it ‘Not junk’.
Data sources: Council rates: Ryde rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.