Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Ryde
11.0 km from CBD
Home  ·  Suburbs  ·  Ryde

True annual cost of living in Ryde, NSW 2112

Living in a house in Ryde costs about $8,441 a year: council rates, water and sewerage, commute and home insurance combined. Ryde sits 11.0 kilometres from Sydney CBD. Unit costs reach $9,271, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $929 per year at this distance.

Last updated July 2026 · Ryde Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Ryde average, cheaper than 81% of suburbs in the region.
The commute is the biggest expense at $3,315, roughly 39% of the annual total.
Switching from driving to public transport saves $929 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$8,441
Driving · per year
$703/month
Unit annual cost
$9,271
Incl. body corporate
$773/month
House vs unit difference
+$830
Unit costs more per year

Annual cost breakdown

Council rates
Ryde rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,278
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 11.0km from CBD · 192 days
$3,315
Home insurance
Estimated · flood Medium · fire Low
$2,300
Total annual running cost
$8,441
($703/month)
Near Ryde average
SuburbCost affordability score ●●●●○ 7.5/10 Good
Cheaper to run than 81% of Ryde suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Ryde's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Ryde

within a 2 km walk
Nearest stop
STA Ryde Depot, 1,178 m away, about a 15 minute walk. It is a bus stop.
Nearest hospital
Royal Ryde Rehabilitation Centre, 1,368 m away, about a 17 minute walk.
Supermarkets
6
Cafes
13
Parks
55
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Ryde with another suburb

Frequently asked questions about Ryde

Is it cheaper to drive or take public transport from Ryde to the CBD?

Public transport saves Ryde residents $929 per year. Annual commute cost by car is $3,315 versus $2,386 by public transport using the Opal network.

What are the council rates in Ryde?

Ryde falls under Ryde Council. The average residential rate for 2026-27 is $1,278 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,278 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Ryde?

Running a unit in Ryde costs approximately $9,271 per year by car or $8,342 by public transport. This includes council rates of $1,278, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $530. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Ryde close to public transport?

The nearest scheduled service to the centre of Ryde is STA Ryde Depot, a bus stop about 1,178 m away, about a 15 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Ryde?

The closest hospital to the centre of Ryde is Royal Ryde Rehabilitation Centre, about 1,368 m away, about a 17 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Ryde?

Within a 2 km walk of the centre of Ryde there are 6 supermarkets, 13 cafes and 55 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Ryde rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.