True annual cost of living in Sandy Point, NSW 2172
Living in a house in Sandy Point costs about $12,200 a year: council rates, water and sewerage, commute and home insurance combined. Sandy Point sits 23.4 kilometres from Sydney CBD. Unit costs come in at $12,000, as lower council rates more than offset the $2,300 body corporate levy. At 23.4km from the CBD, transport mode shifts the annual total by $3,385. The gap widens as commute costs rise.
Cheaper to run than 23% of Sutherland suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,615/yr
6,060 kWh
Unit
$2,113/yr
4,545 kWh
Estimated from AER residential benchmarks for Sandy Point's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Sandy Point
within a 2 km walk
Nearest stop
East Hills, 1,828 m away, about a 23 minute walk. It is a train stop.
Nearest hospital
Holsworthy Health Centre, 2,951 m away, about a 37 minute walk.
Supermarkets
0
Cafes
2
Parks
19
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Sandy Point to the CBD?
Public transport saves Sandy Point residents $3,385 per year. Annual commute cost by car is $5,785 versus $2,400 by public transport using the Opal network.
What are the council rates in Sandy Point?
Sandy Point falls under Sutherland Council. The average residential rate for 2026-27 is $1,617 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,617 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Sandy Point?
Running a unit in Sandy Point costs approximately $12,000 per year by car or $8,615 by public transport. This includes council rates of $1,617, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $750. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Sandy Point close to public transport?
The nearest scheduled service to the centre of Sandy Point is East Hills, a train stop about 1,828 m away, about a 23 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Sandy Point?
The closest hospital to the centre of Sandy Point is Holsworthy Health Centre, about 2,951 m away, about a 37 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Sandy Point?
Within a 2 km walk of the centre of Sandy Point there are 0 supermarkets, 2 cafes and 19 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Sutherland rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.