True annual cost of living in Smeaton Grange, NSW 2567
Living in a house in Smeaton Grange costs about $11,563 a year: council rates, water and sewerage, commute and home insurance combined. Smeaton Grange sits 45.8 kilometres from Sydney CBD. Unit costs reach $12,493, with the $2,100 body corporate levy accounting for the entire difference between the two. At 45.8km, the commute dominates running costs. Drivers pay $4,442 more per year than public transport users.
About $222 a week to run a house here, including estimates
Unit annual cost
$12,493
Incl. body corporate
$1,041/month
About $240 a week to run a unit here, including estimates
House vs unit difference
+$930
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Camden rates
$1,573
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 45.8km from CBD · 192 days
$6,842
Home insurance
Estimated flood Low · fire Low
$1,600
Body corporate
Estimated
$2,100
Total annual running cost
$11,563
($964/month, $222/week)
Excludes electricity, estimated separately below.
Near Camden average
SuburbCost affordability score ●●●●○7.4/10 Good
Cheaper to run than 65% of Camden suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Smeaton Grange's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Smeaton Grange
within a 2 km walk
Nearest stop
Macarthur, 5,224 m away, about a 65 minute walk. It is a train stop.
Nearest hospital
The George Centre, 2,100 m away, about a 26 minute walk.
Supermarkets
5
Cafes
1
Parks
51
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Smeaton Grange to the CBD?
Public transport saves Smeaton Grange residents $4,442 per year. Annual commute cost by car is $6,842 versus $2,400 by public transport using the Opal network.
What are the council rates in Smeaton Grange?
Smeaton Grange falls under Camden Council. The average residential rate for 2026-27 is $1,573 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,573 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Smeaton Grange?
Running a unit in Smeaton Grange costs approximately $12,493 per year by car or $8,051 by public transport. This includes council rates of $1,573, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Smeaton Grange close to public transport?
The nearest scheduled service to the centre of Smeaton Grange is Macarthur, a train stop about 5,224 m away, about a 65 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Smeaton Grange?
The closest hospital to the centre of Smeaton Grange is The George Centre, about 2,100 m away, about a 26 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Smeaton Grange?
Within a 2 km walk of the centre of Smeaton Grange there are 5 supermarkets, 1 cafe and 51 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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10-year cost projection
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Data sources: Council rates: Camden rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.