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8.3 km from CBD
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True annual cost of living in South Coogee, NSW 2034

Living in a house in South Coogee costs about $7,721 a year: council rates, water and sewerage, commute and home insurance combined. South Coogee sits 8.3 kilometres from Sydney CBD. Unit costs reach $8,901, with the $2,600 body corporate levy accounting for the entire difference between the two. Switching from driving to public transport saves $680 per year at this distance.

Last updated July 2026 · Randwick Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 71% of Randwick suburbs, about 8% below the regional average.
The commute is the biggest expense at $2,600, roughly 34% of the annual total.
Switching from driving to public transport saves $680 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$7,721
Driving · per year
$643/month
Unit annual cost
$8,901
Incl. body corporate
$742/month
House vs unit difference
+$1,180
Unit costs more per year

Annual cost breakdown

Council rates
Randwick rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,723
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 8.3km from CBD · 192 days
$2,600
Home insurance
Estimated · flood Low · fire Low
$1,850
Total annual running cost
$7,721
($643/month)
↓ 8% below Randwick average
SuburbCost affordability score ●●●●○ 8.3/10 Excellent
Cheaper to run than 71% of Randwick suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for South Coogee's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around South Coogee

within a 2 km walk
Nearest stop
Randwick, 2,210 m away, about a 28 minute walk. It is a light rail stop.
Nearest hospital
Prince of Wales Hospital, 2,173 m away, about a 27 minute walk.
Supermarkets
4
Cafes
35
Parks
44
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about South Coogee

Is it cheaper to drive or take public transport from South Coogee to the CBD?

Public transport saves South Coogee residents $680 per year. Annual commute cost by car is $2,600 versus $1,920 by public transport using the Opal network.

What are the council rates in South Coogee?

South Coogee falls under Randwick Council. The average residential rate for 2026-27 is $1,723 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,723 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in South Coogee?

Running a unit in South Coogee costs approximately $8,901 per year by car or $8,221 by public transport. This includes council rates of $1,723, water and sewerage $1,548, estimated body corporate levy of $2,600, and contents insurance of $430. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is South Coogee close to public transport?

The nearest scheduled service to the centre of South Coogee is Randwick, a light rail stop about 2,210 m away, about a 28 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to South Coogee?

The closest hospital to the centre of South Coogee is Prince of Wales Hospital, about 2,173 m away, about a 27 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in South Coogee?

Within a 2 km walk of the centre of South Coogee there are 4 supermarkets, 35 cafes and 44 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Randwick rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.