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44.9 km from CBD
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True annual cost of living in St Helens Park, NSW 2560

Living in a house in St Helens Park costs about $12,479 a year: council rates, water and sewerage, commute and home insurance combined. St Helens Park sits 44.9 kilometres from Sydney CBD. Unit costs reach $12,619, with the $2,100 body corporate levy accounting for the entire difference between the two. At 44.9km, the commute dominates running costs. Drivers pay $4,484 more per year than public transport users.

Last updated July 2026 · Campbelltown Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Campbelltown average, cheaper than 14% of suburbs in the region.
The commute is the biggest expense at $6,884, roughly 55% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$12,479
Driving · per year
$1,040/month
Unit annual cost
$12,619
Incl. body corporate
$1,052/month
House vs unit difference
+$140
Unit costs more per year

Annual cost breakdown

Council rates
Campbelltown rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,497
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 44.9km from CBD · 192 days
$6,884
Home insurance
Estimated · flood Low · fire High
$2,550
Total annual running cost
$12,479
($1,040/month)
Near Campbelltown average
SuburbCost affordability score ●○○○○ 2.6/10 Poor
Cheaper to run than 14% of Campbelltown suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for St Helens Park's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around St Helens Park

within a 2 km walk
Nearest stop
Macarthur, 4,238 m away, about a 53 minute walk. It is a train stop.
Nearest hospital
Campbelltown Hospital, 3,326 m away, about a 42 minute walk.
Supermarkets
1
Cafes
0
Parks
18
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about St Helens Park

Is it cheaper to drive or take public transport from St Helens Park to the CBD?

Public transport saves St Helens Park residents $4,484 per year. Annual commute cost by car is $6,884 versus $2,400 by public transport using the Opal network.

What are the council rates in St Helens Park?

St Helens Park falls under Campbelltown Council. The average residential rate for 2026-27 is $1,497 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,497 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in St Helens Park?

Running a unit in St Helens Park costs approximately $12,619 per year by car or $8,135 by public transport. This includes council rates of $1,497, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $590. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is St Helens Park close to public transport?

The nearest scheduled service to the centre of St Helens Park is Macarthur, a train stop about 4,238 m away, about a 53 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to St Helens Park?

The closest hospital to the centre of St Helens Park is Campbelltown Hospital, about 3,326 m away, about a 42 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in St Helens Park?

Within a 2 km walk of the centre of St Helens Park there is 1 supermarket, 0 cafes and 18 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Campbelltown rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.