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18.5 km from CBD
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True annual cost of living in Taren Point, NSW 2229

Living in a house in Taren Point costs about $10,921 a year: council rates, water and sewerage, commute and home insurance combined. Taren Point sits 18.5 kilometres from Sydney CBD. Unit costs reach $10,951, with the $2,300 body corporate levy accounting for the entire difference between the two. At 18.5km from the CBD, transport mode shifts the annual total by $2,420. The gap widens as commute costs rise.

Last updated July 2026 · Sutherland Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 89% of Sutherland suburbs, about 6% below the regional average.
The commute is the biggest expense at $4,806, roughly 44% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,921
Driving · per year
$910/month
Unit annual cost
$10,951
Incl. body corporate
$913/month
House vs unit difference
+$30
Unit costs more per year
Annual cost breakdown
Council rates
Sutherland rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,617
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 88c/km · 18.5km from CBD · 192 days
$4,806
Home insurance
Estimated · flood High · fire Low
$2,950
Total annual running cost
$10,921
($910/month)
↓ 6% below Sutherland average
SuburbCost affordability score ●●●○○ 6.8/10 Good
Cheaper to run than 89% of Sutherland suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,148/yr
5,238 kWh
Unit
$1,716/yr
3,929 kWh
Estimated from AER residential benchmarks for Taren Point's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Taren Point with another suburb
Is it cheaper to drive or take public transport from Taren Point to the CBD?
Public transport saves Taren Point residents $2,420 per year. Annual commute cost by car is $4,806 versus $2,386 by public transport using the Opal network.
What are the council rates in Taren Point?
Taren Point falls under Sutherland Council. The average residential rate for 2026-27 is $1,617 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,617 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Taren Point?
Running a unit in Taren Point costs approximately $10,951 per year by car or $8,531 by public transport. This includes council rates of $1,617, water and sewerage $1,548, estimated body corporate levy of $2,300, and contents insurance of $680. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Sutherland rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.