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30.8 km from Geelong CBD
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True annual cost of living in Teesdale, VIC 3328

Living in a house in Teesdale costs about $11,465 a year: council rates, water and sewerage, commute and home insurance combined. Teesdale sits 30.8 kilometres from Geelong CBD. Unit costs reach $12,085, with the $1,800 owners corporation levy accounting for the entire difference between the two. The commute is costed by car to Geelong, at $6,622 a year, because no daily public transport commute is assumed here.

Last updated November 2026 · Golden Plains Shire Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 7% more to run than the Golden Plains Shire Council average, cheaper than only 25% of suburbs in the region.
The commute is the biggest expense at $6,622, roughly 58% of the annual total.
The nearest state school scores 6.5/10 (ACARA ICSEA), above average for Victoria.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,465
Driving · per year
$955/month
About $220 a week to run a house here, including estimates
Unit annual cost
$12,085
Incl. owners corporation
$1,007/month
About $232 a week to run a unit here, including estimates
House vs unit difference
+$620
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Golden Plains rates
$1,994
Water & sewerage
Official, 2026-27 Barwon Water
$1,349
Driving commute
Modelled, 2026-27 ATO 91c/km · 30.8km from Geelong CBD · 192 days
$6,622
Home insurance
Estimated flood Low · fire Medium
$1,500
Total annual running cost
$11,465
($955/month, $220/week)

Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).

↑ 7% above Golden Plains Shire Council average
SuburbCost affordability score ●●○○○ 4.4/10 Poor
Cheaper to run than 25% of Golden Plains Shire Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$1,870/yr
4,840 kWh
Unit
$1,528/yr
3,630 kWh
Estimated from AER residential benchmarks for Teesdale's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

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Frequently asked questions about Teesdale

Is it cheaper to drive or take public transport from Teesdale to Geelong CBD?

Public transport options are limited in Teesdale; driving is the practical commute at $6,622 per year.

What are the council rates in Teesdale?

Teesdale falls under Golden Plains Shire Council. The average residential rate for 2026-27 is $1,994 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.

What does it cost to run a unit in Teesdale?

Running a unit in Teesdale costs approximately $12,085 per year by car or $12,085 by public transport. This includes council rates of $1,994, water and sewerage $1,349, estimated owners corporation levy of $1,800, and contents insurance of $320. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Golden Plains rates (2026-27 budget). Water: Barwon Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.